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Banking Explained In Simple Terms [Pic]

Hits: 21446 | Rating: (3.1) | Category: Community & Lifestyle | Added by: kitteh9lives
Page: 1 2 Next >   Jump to: Bottom    Last Post
beggy2differ
Male, 18-29, Southern US
 7 Posts
Sunday, December 11, 2011 10:51:45 AM
Yes you can keep your money at home, and then be subject to the "poverty tax". If you do everything by cash or money order you have to cash your check somehow. Businesses often charge money for that service, so you pay to use your own money. Also some businesses don't accept cash as payment anymore, for example my apartment.

QualityJay
Male, 18-29, Southern US
 303 Posts
Thursday, December 08, 2011 2:42:42 PM
You're free to keep your cash at home...

Mantistador
Male, 18-29, Western US
 2207 Posts
Thursday, December 08, 2011 10:51:42 AM
dont like it? keep ur money at home and risk it being stolen one way or another... the difference here is it takes much longer for all of it to be stolen in a bank

patchgrabber
Male, 30-39, Canada
 5597 Posts
Thursday, December 08, 2011 9:25:25 AM
and has less to do with Banking


Bank fees have little to do with banking? That's news to me.

Cajun247
Male, 18-29, Southern US
 10119 Posts
Thursday, December 08, 2011 6:58:18 AM
@jtrebowski

...and that DOESN'T bother you?

oOrphanZz
Male, 18-29, Canada
 4 Posts
Wednesday, December 07, 2011 10:28:57 PM
Mattress Baby

OutWest
Male, 50-59, Western US
 548 Posts
Wednesday, December 07, 2011 4:57:12 PM
....sounds more like government to me.

MeGrendel
Male, 40-49, Southern US
 3679 Posts
Wednesday, December 07, 2011 2:14:26 PM
patchgrabber-"This post has nothing to do with OWS"

and has less to do with Banking. It does not resemble reality in any way. It's a trite joke that the poster thinks is clever and relevent (it is neither).

If one posts fantasy, don't be surprised when someone runs with it.

jtrebowski
Male, 40-49, Southern US
 3240 Posts
Wednesday, December 07, 2011 7:09:44 AM
@MeGrendel: Taxpayers usually cover most of the costs to build those stadiums.

patchgrabber
Male, 30-39, Canada
 5597 Posts
Wednesday, December 07, 2011 5:54:15 AM
MeGrendel:

Stop trying to incite another tired OWS argument. This post has nothing to do with OWS, let alone the kid in the cartoon saying he "deserves" a ball; it's already his ball. If you want to cry poo over OWS then wait for another inevitable OWS post, don't bring your garbage to every post that has anything to do with money.

And like patchouly said, the interest you get paid for keeping your money there is a ridiculously low percent. The only way you'd ever see any real return through interest is if you have many thousands of dollars in that account.

OhNoFrodo
Male, 30-39, Europe
 329 Posts
Wednesday, December 07, 2011 4:11:54 AM
Oh and don't forget the bank can also use your ball on some "pie in the sky" scheme. When the scheme collapses and the bank looses yours and everyone elses balls, they can then go the big european bank to borrow another ball....of course this ball is one you gave to the big bank through your mummy and daddy (government) so isn't yours but you can borrow it! (and the manager of the bank still get their yo yo bonus at the end of the year

xCYBERDYNEx
Male, 18-29, Southern US
 4799 Posts
Wednesday, December 07, 2011 12:38:30 AM
poo

techgeek07
Male, 30-39, Eastern US
 2574 Posts
Tuesday, December 06, 2011 10:51:28 PM
As long as my balls are safe and secure. J/k Banks blow. Go check out credit unions

jamie76
Male, 30-39, Western US
 2282 Posts
Tuesday, December 06, 2011 8:02:42 PM
johnkelley

this is referring to the mirad of FEES banks charge you to handle your money, which they need to stay in operation. This is not about loans.

Wells Fargo, my now former bank, wanted to charge me 15 bucks a month for my checking account...I told them to blow me.

I went to a credit union where there are no fees. I has a happy now.

also, isn't capital one only a credit card company? I've never seen a single captial one branch anywhere.

johnkelley
Male, 18-29, Southern US
 59 Posts
Tuesday, December 06, 2011 6:44:20 PM
hmm, Capital One gives me free checking with rewards. I pay no ATM fees, which I hardly use, and they send me a debit card, that I don't pay for, to use my money, for free, whenever I want. The "Banking" this refers to is loans, in which you pay someone to allow you to use money you don't have at the time, by paying them back plus interest.

Angelmassb
Male, 18-29, S. America
 15497 Posts
Tuesday, December 06, 2011 6:18:08 PM
That is why Im the 99%

MCMXCIII
Male, 18-29, Asia
 354 Posts
Tuesday, December 06, 2011 6:01:37 PM
...and I may not have your ball when you most need it, because I've lent it to someone else.

IrishJesus
Male, 18-29, Southern US
 484 Posts
Tuesday, December 06, 2011 5:51:32 PM
Wait, what? My bank doesn't charge me sh*t for my checking account. Sounds like someone is getting scammed.

tvremote
Male, 18-29, Eastern US
 449 Posts
Tuesday, December 06, 2011 5:39:55 PM
Oh god so much retardedness. If that's all you think banks do then please go back to your communes. No one in the real world cares about you.

CalicoBlacki
Male, 50-59, Western US
 16 Posts
Tuesday, December 06, 2011 4:16:15 PM
People don't understand banking for the same reason they don't understand OWS. They would rather be willfully ignorant and go about their Stepford lives with their Stepford wives. Apathy of the masses is the greatest asset of the oppressors. Welcome to the future, you tools. To be fair, most folks don’t give a rat’s ass about tyranny or banks these days, as long as they get theirs and they look like they’re on “the right side of things.” Adolph Hitler and Joseph Goebbels understood this perfectly. See www.prairiefirebews.com for more.

PopCap
Male, 30-39, Eastern US
 388 Posts
Tuesday, December 06, 2011 4:00:15 PM
Does no one understand OWS? Guess not.

kingdomCome
Male, 18-29, Europe
 335 Posts
Tuesday, December 06, 2011 3:38:15 PM
Seriously, where are you guys banking? I've never paid a penny to a bank while being in credit. My bank pays me to keep my money and I move my credit around to whatever 0% is available

TKD_Master
Male, 18-29, Midwest US
 4827 Posts
Tuesday, December 06, 2011 3:31:10 PM
This is why you move to a bank that doesnt charge any fees whatsoever (except overdraft fees, that is a legit and fair fee). *cough* US bank *cough*

MeGrendel
Male, 40-49, Southern US
 3679 Posts
Tuesday, December 06, 2011 3:03:21 PM
Then comes Orian Windsong Smith.

He wants a ball, too, but all his life he's been told 'You DESERVE a ball!' and never contemplated actually doing anything to earn it.

He looks around and see who has the balls. So he says 'The Banks have too many balls!'. And calls the stadium owner 'the rich' and yells 'take his balls!'.

Everyone looks at OWS like the idiot he is.

The moral of the story: "If you don't have any balls, don't mess with those who do."

MeGrendel
Male, 40-49, Southern US
 3679 Posts
Tuesday, December 06, 2011 3:00:15 PM
They left out the part where when the little boy is not using the ball, the bank loans his ball, along with other's peoples ball, to a guy who wants to build a baseball stadium (for a fee). When they guy's stadium is complete and he can, he gives the balls back to the bank, plus more balls.

The original boy still has access to his ball, and also gets a yo-yo out of the deal.

The stadium builder has built his stadium (employing builders and contractors and such in the process) and now is making more balls from the people who come watch the games, and in the process has created jobs in the ticket booths, concession stands, and for clean up and parking. All his employees are happy as now they can get their very own balls.

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