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Thank Goodness For Insurance! [Pic]

Hits: 11027 | Rating: (3.4) | Category: Misc. | Added by: kitteh9lives
Page: 1 2 Next >   Jump to: Bottom    Last Post
pompousass7
Male, 40-49, Canada
 261 Posts
Monday, March 04, 2013 10:08:21 AM
EVER BEEN HERE NOTORIOUS? BORING CUZ WE DONT SHOOT EACH OTHER EVRY DAY?

HolyGod
Male, 30-39, Western US
 5021 Posts
Saturday, March 02, 2013 10:49:45 PM
EgalM

"I'm just confused on how the discount adds to the cost."

Huh?

Total billed charges: $16,274
Humana Discounts: - $228
Plan Paid: - $23
What you paid: = $16,022

notorious98
Male, 30-39, Eastern US
 151 Posts
Saturday, March 02, 2013 10:46:52 PM
@EgalM

It didn't. The total at the bottom is, in reality, the starting point. That's the total that was due. Humana gave a discount of 228.76 and the plan paid 23.05. That just leaves the amount that "you" paid.

lukeforv123
Male, 18-29, Western US
 1047 Posts
Saturday, March 02, 2013 9:12:17 PM
You better get free health care to live in a country as boring and dull as Canada.

bataleon27
Male, 18-29, Europe
 1179 Posts
Saturday, March 02, 2013 2:58:48 PM
randomxnp - and do you think that if the NHS were not around that we would be charged less tax?

ferdyfred
Male, 40-49, Europe
 11171 Posts
Saturday, March 02, 2013 1:17:41 PM
Just keep taking it out my NI UK
Ive well and over had my money back from the NHS
over the years,

EgalM
Male, 30-39, Canada
 1710 Posts
Saturday, March 02, 2013 11:56:12 AM
I'm just confused on how the discount adds to the cost.

MrPeabody
Male, 30-39, Eastern US
 1795 Posts
Saturday, March 02, 2013 11:15:53 AM
I'm so happy that I live in Canada.


Finally something we can agree on! (jk)

patchouly
Male, 40-49, Canada
 4597 Posts
Saturday, March 02, 2013 9:23:05 AM
I'm so happy that I live in Canada.

sweetrebelnc
Female, 18-29, Southern US
 846 Posts
Saturday, March 02, 2013 8:15:59 AM
Yea!!! Tricare is awesome!!!

Kegomatix
Male, 18-29, Western US
 1316 Posts
Saturday, March 02, 2013 7:11:21 AM
Meh.. My son racked up $1,000,000 in medical bills , at no cost to us. With my hip surgeries I owed well over 100k, but didn't pay a dime. I love Tricare.

SmagBoy1
Male, 40-49, Southern US
 4243 Posts
Saturday, March 02, 2013 4:50:27 AM
I agree with markust and CrakrJak (wow, isn't that weird?!) that this was likely for cosmetic or some other elective surgery or treatment. Doesn't make sense otherwise, and I say that even as a universal healthcare advocate.

randomxnp
Male, 30-39, Europe
 1256 Posts
Saturday, March 02, 2013 4:40:50 AM
"If you don't want to wait for treatment, then you can always get health insurance and go private like you do in the US. But at least we have the choice and the right to free health care."

For f's sake - it is not free! We pay for it! It is inefficiently paid in your taxes, you idiot!

Yes, if we don't want to wait we can go private. We can pay twice. Why should we? Why should I? I am not wealthy.

randomxnp
Male, 30-39, Europe
 1256 Posts
Saturday, March 02, 2013 4:38:17 AM
Jacob True

Wow. The selfishness of the left. What you said is disgusting - that you have not experienced these things so they don't matter. "I'm alright Jack; you can pay"

There are 18 week waits and longer. There are death panels. There is the Liverpool "care" pathway. It is given to children, without parental knowledge let alone consent. It is a path to managed death. There is Staffordshire, with thousands killed by poor care, thousands more in agony of thirst, sitting in their own filth

But you are not affected, so it doesn't matter.

randomxnp
Male, 30-39, Europe
 1256 Posts
Saturday, March 02, 2013 4:34:55 AM
bophus

It does happen here. I had a bad back preventing me working. I was working on a basis that I was paid when I worked, with no sick pay available. The NHS wait for consultant 6 weeks; after that, a physio after 3 weeks (you see what a good authority it was too: 3 weeks for physio is short).

So to avoid 2 months off work I paid a private consultant (next day) and physio (two days after that).

So I was on less than average pay, paying tax for the NHS yet I still had to pay for private care.

At the same time I could not get NHS dental care, nor afford private (having paid tax for the NHS). So now I have lost a tooth and will have two more extracted and two fillings, due to the delay in care.

JacobTrue13
Male, 18-29, Europe
 260 Posts
Saturday, March 02, 2013 4:31:33 AM
"I would rather deal with a billing department than wait up to 18 weeks for a necessary procedure (NHS guide to waiting times), and possibly be told I'm not eligible by a panel because I'm not worth the cost."

Yeah. 'Cos that's my experience of the NHS. 18 week wait times and death panels. Silly Americanskis.

randomxnp
Male, 30-39, Europe
 1256 Posts
Saturday, March 02, 2013 4:28:47 AM
MrPeabody

You, sir, get it. Given the choice I would vote every time for US healthcare over the NHS which I have paid for but rarely been able to use due to its ineffective management.

bataleon27
Male, 18-29, Europe
 1179 Posts
Saturday, March 02, 2013 3:03:13 AM
MrPeabody - that's 18 WEEKS, not months. The reality of it is that the waiting really isn't that bad.

If you don't want to wait for treatment, then you can always get health insurance and go private like you do in the US. But at least we have the choice and the right to free health care.

bataleon27
Male, 18-29, Europe
 1179 Posts
Saturday, March 02, 2013 3:00:02 AM
So glad I live in the UK...

CrakrJak
Male, 40-49, Midwest US
 17124 Posts
Saturday, March 02, 2013 2:32:43 AM
Just wondering if this bill was for 'cosmetic surgery', like a nose job, boob implants, liposuction or something like that.

tommy2X4
Male, 50-59, Eastern US
 3367 Posts
Saturday, March 02, 2013 2:07:04 AM
Da bitches.

MrPeabody
Male, 30-39, Eastern US
 1795 Posts
Friday, March 01, 2013 10:11:42 PM
The 800 pound gorilla in the corner that no one ever seems to talk about is the fact that whatever service this was, whether it be a life saving procedure, or an elective cosmetic surgery, the service was provided to the individual in a (presumably) timely manner.

Bills and payments can always be be worked out after the fact. As long as you are paying some small amount on a medical bill (I've heard as low as $5 a month, but really I'm not sure about this amount) there is not much a hospital can do.

I would rather deal with a billing department than wait up to 18 weeks for a necessary procedure (NHS guide to waiting times), and possibly be told I'm not eligible by a panel because I'm not worth the cost.

MeGrendel
Male, 40-49, Southern US
 4628 Posts
Friday, March 01, 2013 8:47:16 PM
bophus-"that doesnt really happen"

Of course it never happens. Why there's been hundreds of studies about wait time problems and thousands of articles...all because it doesn't happen.

Healthcare Canada set benchmarks in hopes that the majority wont wait 'too' long because it doesn't happen.

An international comparison of 11 countries found that Canada had the highest percentage waiting for four hours or more before receiveing emergecny treatment(31%, 19 percentage points higher than the average), because it doesn't happen at all. (from Health Care in Canada, 2012: A Focus on Wait Times by the Canadian Institute for Health Information)

But don't let facts get in your way.

whodat6484
Male, 30-39, Eastern US
 3706 Posts
Friday, March 01, 2013 8:37:45 PM
I don't pay sh*t for health insurance thanks to the VA.

MeGrendel
Male, 40-49, Southern US
 4628 Posts
Friday, March 01, 2013 8:37:23 PM
Without seeing the rest and knowing the background it means nothing.

Very simply could be how it fell on the billing cycle. Many times I'll get a bill like this, where the charges have been submited but the insurance company hasn't paid yet. By the next billing cycle, they had.

Just went through a fairly serious illness that involved multiple doctor's visits (which I didn't wait for), multiple tests, including CT (which I waited a whopping 15 minutes for) and prescriptions.

I'm out of pocket $362.62.

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