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It's A Wonderful Life (With Capitalism)

Hits: 6290 | Rating: (1.9) | Category: Funny | Added by: Cajun247
Page: 1 2 3 Next >   Jump to: Bottom    Last Post
Rogan
Female, 18-29, Canada
 46 Posts
Wednesday, November 14, 2012 7:23:15 PM
Yes, it's so obvious to me now. We only have the choice between capitalism and the dark ages! Weeee, there's nothing elseeee

5Cats
Male, 50-59, Canada
 24196 Posts
Tuesday, November 06, 2012 11:43:58 AM
Being right so often helps.

@HumanAction: BWA! HAhahaha! Nice one bro!
@chalket: Ka-ZINGA! You've been owned...

Continued excellence @HA: smart AND concise? =

The only thing I'd add is: The Clinton Admin first changed the rules because BLACKS were being denied loans due to "poor credit rate". Some argued that "institutionalized racism" caused otherwise credit-worthy Blacks to have lower credit than similar Whites.
There IS INDEED some merit to this arguement!
So after Clinton gave the green light for Sub-Prime BLACKS, they started buying more houses.

Some then argued that it's ILLEGAL to just base it on race (100% true) so the floodgates opened, rules were changed AGAIN and LOTS of sub-prime folks got loans, bought houses, inflated the market, bubble burst & etc.

Plus there's this NASTY rule which allows banks to sell mtgs to "3rd Party Lenders" = EVIL!

5Cats
Male, 50-59, Canada
 24196 Posts
Tuesday, November 06, 2012 11:30:41 AM
With out Capitalism would have never had slavery...

@dm2754: Serious question: are you bi-polar? Sometimes you make terrific sense, other times...
For the record: I'm Uni-Polar depressive.

FYI: Slavery has been around since the dawn of humanity...

and in communism, not everyone got sent to death camps

@Modwain: just a "few million" of them, to set an example...
Castro is the only one in that list i have second thoughts abuot...

Kinda true, and I forgot North Korea entirely! BUT both have starvation IN THIS CENTURY! Castro has huge prisons, not "deathcamps". NK has both...

...it was the government intervention...

True that @HumanAction! The greedy banks JUMPED at the chance to make more money, of course, but the Gov't is to blame for the CAUSE of it.
@Modwain: The Gov't passed the Law which changed the system for the worse.

cityncolour
Male, 30-39, Midwest US
 379 Posts
Monday, November 05, 2012 4:35:00 PM
wow. i cant believe i made it through 4 minutes of that garbage before i finally turned it off.

HumanAction
Male, 18-29, Midwest US
 2353 Posts
Monday, November 05, 2012 3:05:38 PM
Lastly, since there seems to be debate regarding whether or not capitalism is an economic issue, a social issue, or both, allow me to offer you the definition from Merriam-Webster:

Capitalism: an economic system characterized by private or corporate ownership of capital goods, by investments that are determined by private decision, and by prices, production, and the distribution of goods that are determined mainly by competition in a free market.

Not a single mention of it being a social issue. Of course, this is to be expected since capitalism refers to an economic system. Perhaps it is you who has missed "half of it at least"...

HumanAction
Male, 18-29, Midwest US
 2353 Posts
Monday, November 05, 2012 2:52:53 PM
@chalket: Now that I've at least provided some intelligent conversation providing evidence for my perspective, let's hear it from you?

Oh, and please, be specific, detailed, and concise. Your failure to do so will incidicate that you're a moron.

As a final note, I am not looking for an article from someone more intelligent than you. I would like to hear your personal thoughts and rationale behind your beliefs. Although, I expect that this will be too much to ask.

HumanAction
Male, 18-29, Midwest US
 2353 Posts
Monday, November 05, 2012 2:50:50 PM
@Modwain: In 1992, Congress instructed the GSEs to to purchase more low-income (subprime) mortgages. Four years later, HUD forced the GSEs to devote 42% of their mortgage financing to these borrowers. By 2005, it was 52%. In addition, by that time, 22% of all mortgage purchases were required to be "special affordable" loans.

This had the effect of encouraging private lending to the subprime and Alt-A markets. Afterall, business is only deterred by potential loss and will otherwise seek profits. Essentially, the GSEs formed a "safety net" for bad lending. Had the GSE's not purchased these loans (that were likely to default), private lendors would not have issued the credit so willingly.

Should we go on?

HumanAction
Male, 18-29, Midwest US
 2353 Posts
Monday, November 05, 2012 2:50:34 PM
@Modwain: First, let me mention that your premise regarding mortgages is incorrect. A family with reasonable income that chooses to live within their means is certainly capable of saving enough money to buy a house without a mortgage. Of course, the key is to live within your means, invest your resources intelligently, and save.

I am all too glad to teach you about the current financial crisis. Mind you, there are many additional interventions that we can discuss if you would like, but for this next section I will focus on the involvement of the GSE's Fannie Mae and Freddie Mac.

HumanAction
Male, 18-29, Midwest US
 2353 Posts
Monday, November 05, 2012 2:50:07 PM
@chalket: "Wow, how can you even survive with such a slanted, simplistic, myopic view of the world?"

Being right so often helps.

chalket
Male, 50-59, Southern US
 2481 Posts
Monday, November 05, 2012 2:29:32 PM
HumanAction: "it was the government intervention requiring GSE's to buy increasingly larger quantities of subprime mortgages that led to the collapse."

Wow, how can you even survive with such a slanted, simplistic, myopic view of the world?

Modwain
Male, 30-39, Europe
 295 Posts
Monday, November 05, 2012 2:16:19 PM
feel free to explain to me how it isnt capitalism but the us government that caused the banks to fail human, by all means feel free to try, i am nothing, if not ready to learn.

Oh, capitalism is not merely an economic issue ,its a social one too.. especially in the usa, where any form of critisism on capitalism is seen as a promotion of communism/socialism
. And if, with a capitalistic caper you can make someone else pay for something you earn of, you will.. so yeah, in effect stealing 'candy ' from a child. and you may disagree with it, but there is no way around it. if you want to buy a home, you need a loan, for there is no way you can earn that money with a normal job. oh, and lets say you morgage your house, guess who ups the prices on houses? so yeah, capitalism isnt just an economic system, claiming this means you miss half of it at least

CrakrJak
Male, 40-49, Midwest US
 16740 Posts
Monday, November 05, 2012 1:31:10 PM
HumanAction: Thanks for handling my light work.

Qystein
Male, 18-29, Europe
 159 Posts
Monday, November 05, 2012 1:08:32 PM
this propaganda like the world saw back in the 1930s..
If things were this easy and black and white then there would be noone actually supporting the other side.
Saying it in the style and intellectually level as the maker of this movie does: This dumb, video be stupid!

HumanAction
Male, 18-29, Midwest US
 2353 Posts
Monday, November 05, 2012 12:25:19 PM
Capitalism said it was okay to own someone a meak the do what ever you them to do.

If both parties agree to the contract, then this is true. Otherwise, it is false.

Capitalism said it was okay to kill pepole and take their stuff.

No it didn't; you are confusing economic and social issues. Murder is a social issue, not an economic one. This would be like me saying that the stock market allowed us to ban gay marriage.

Capitalism said it was okay drat a 9 yr old for money

Once again, you are confusing issues. Capitalism is an economic theory, not a social one. Therefore, capitalism never "said" a thing about prostitution or children. Capitalism purposefully allows for society to choose right and wrong.

usa usa usa

You're an unintelligible idiot.

dm2754
Male, 40-49, Western US
 3122 Posts
Monday, November 05, 2012 12:11:32 PM
@CrakrJak
did you forget Capitalism said it was okay to own someone a meak the do what ever you them to do.

did you forget Capitalism said it was okay to kill pepole and take their stuff.

did you forget Capitalism said it was okay drat a 9 yr old for money

usa usa usa

HumanAction
Male, 18-29, Midwest US
 2353 Posts
Monday, November 05, 2012 11:59:47 AM
"And indeed, the economic crisis as it is so often called started with the banks in the usa. Only two money hungry banks didnt get saved and we are still paying for it.. thanks capitalism"

This is wrong. As I have stated many times before, it was the government intervention requiring GSE's to buy increasingly larger quantities of subprime mortgages that led to the collapse.

This is the exact opposite of capitalism. I'm happy to further prove you wrong if you would like.

Modwain
Male, 30-39, Europe
 295 Posts
Monday, November 05, 2012 11:55:06 AM
well, teh weak suffer, that i agree with you 5 cats, and in communism, not everyone got sent to death camps. Same as in capitalism not everyone dies on the streets out of hunger or teh elements taking their tol.
Castro is the only one in that list i have second thoughts abuot though. not good, but not as bad.

And indeed, the economic crisis as it is so often called started with the banks in the usa. Only two money hungry banks didnt get saved and we are still paying for it.. thanks capitalism

CrakrJak
Male, 40-49, Midwest US
 16740 Posts
Monday, November 05, 2012 11:09:09 AM
dm2754: Wow, way to jump the shark there man. Off the ramp and right into the lakeside trees.

dm2754
Male, 40-49, Western US
 3122 Posts
Monday, November 05, 2012 11:05:09 AM
With out Capitalism would have never had slavery or the USA and all its genocide

5Cats
Male, 50-59, Canada
 24196 Posts
Monday, November 05, 2012 9:18:36 AM
@CreamK: Churchill? Sounds like something he'd say, and he was a "Man OF Words" - highly quotable.

@Modwain: You make many valid points, I won't nit-pick the details I don't agree with
I'd add this:
Capitalism: The weak suffer
Communism: The weak suffer, then they get sent to deathcamps.
Stalin, Mao, Pol Pot, Castro: all the same.

@EgalM: The "Money system" evolved naturally from Barter, eh? Modern capitalism (on a personal scale, individuals or family units) is identical to the Barter system, except with money not haggeling.

@patchy: C'mon, admit it: Without our gigantic & porosperous Southern Cousins Canada would be POOR.
As the US economy goes? So also goes Canada! We're a strudy tugboat that's chained to a humongous supertanker. If it goes down? We're going too.

Cajun247
Male, 18-29, Southern US
 10210 Posts
Monday, November 05, 2012 8:05:40 AM
patchgrabber-From your article:

now leaps and bounds ahead of the United States thanks to the gradual shrinking of the Canadian government since the mid-1990s as America’s just got bigger


Hardly what I'd call "Socialism" buddy. But keep up the good work.

EgalM
Male, 30-39, Canada
 1710 Posts
Monday, November 05, 2012 7:52:48 AM
I disagree, but overall I prefer a free market or barter system, where you have a say in what you pay and are paid. No system is perfect, some are worse than others, but if it works for you, don't knock it.

patchgrabber
Male, 30-39, Canada
 5684 Posts
Monday, November 05, 2012 6:20:59 AM
Crakr: "Better that that greed be an engine for capitalist prosperity than of socialist repression."

Yeah, damn us socialist Canadians and our repressive socialist regime that has allowed us to have more economic freedom than you guys. Socialism is killing capitalism as we know it!!

drawman61
Male, 50-59, Europe
 5184 Posts
Monday, November 05, 2012 3:28:59 AM
S'funny coz it's true

Modwain
Male, 30-39, Europe
 295 Posts
Monday, November 05, 2012 2:14:20 AM
if you want to prosper at the expense of others, if you feel you have more rights to it then others, it is in itself selfdestructive, for if it is true for you, it will also be true for the one that will destroy you.

And here in lies teh biggest problem. this is why so many huge corporations aim to become monopolists, why so many companies urge governments to change the laws in their projected advantage. like, for example, the copyright laws that have been changed to help the disney corporation, stopping peeps to use stories even though this is the way that disney got big to start with.

But, capitalism and communism arent the two only options, and no matter how much i detest capitalism, i do realize that good comes from it too. It needs to be protected against though, and it needs to be protected against itself.
Just like communism can have good things, so does capitalism. But as a totalitarian form, it will always fail

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