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The One Thing Obama & Romney Agreed On [Pic]

Hits: 14511 | Rating: (3.5) | Category: News & Politics | Added by: fancylad
Page: 1 2 3 Next >   Jump to: Bottom    Last Post
InTheNameOf
Male, 30-39, Western US
 335 Posts
Thursday, October 25, 2012 1:01:40 PM
"art" is an elective not a major....why would the government be expected to do anything???

ledzeppeloyd
Male, 18-29, Midwest US
 2304 Posts
Wednesday, October 24, 2012 10:02:36 PM
buahahahaha

OldOllie
Male, 60-69, Midwest US
 14130 Posts
Wednesday, October 24, 2012 9:43:23 PM
Oh, so I suppose the continuation of CRA policies for 8 Bush years was Clinton's fault too?

No, Bush takes part of the blame. I remember him bragging about how more people were buying houses. But the problem didn't really explode until the Dems took over congress in 2007. That's when they started really leaning on the banks to make these bad loans. This pushed more and more buyers into the housing market which caused the bubble in prices. Then when the bubble burst, as bubbles ALWAYS do, millions of people were left owing more than their houses were worth. Then when they started defaulting on their loans, the secondary mortgage market collapsed.

The bubble and the subsequent collapse were caused by liberal authoritarian government policies. Since they broke it, I guess they had some obligation to fix it. The better solution would have been to have kept the government out of the housing market in the first place.

OldOllie
Male, 60-69, Midwest US
 14130 Posts
Wednesday, October 24, 2012 9:09:58 PM
Did someone do something bad to you as a child? What exactly happened to turn you into such a self-serving, hate machine?

patchouly, if that's the best retort you can come up with, I can only take it to mean that you have no facts or logic to refute what I said.

patchouly
Male, 40-49, Canada
 4580 Posts
Wednesday, October 24, 2012 8:13:32 PM
DromEd:
"Anyway..nice trading barbs with you. :)"
----------

Shame we both had to resort to stereotypes. Next time around, I'll get more sleep and see if I can't come up with some better material.

DromEd
Male, 40-49, Eastern US
 1564 Posts
Wednesday, October 24, 2012 5:41:02 PM
Patchouly...Seeing as I'm from Delaware where there certainly aren't any hillbillies, maybe it's you who should work on his geography.

Anyway..nice trading barbs with you. :)

patchgrabber
Male, 30-39, Canada
 5713 Posts
Wednesday, October 24, 2012 12:48:10 PM
@HA: Touche. Let me know when the revolution starts. Go ahead, I'll wait.

HumanAction
Male, 18-29, Midwest US
 2353 Posts
Wednesday, October 24, 2012 12:16:48 PM
And to you whiny conservatives, it's time to face a cold hard fact: There will NEVER be a free market. Why? Because no one in power wants it. Government doesn't want it.

I wonder if Louis XVI felt the same way about the aristocracy and monarchy...

Student_Law
Male, 30-39, Europe
 966 Posts
Wednesday, October 24, 2012 12:05:20 PM
You guys realize that this very post, a montage of pictures with a short narrative and a joke is ... in fact art?

patchouly
Male, 40-49, Canada
 4580 Posts
Wednesday, October 24, 2012 11:43:25 AM
DromEd:
"I guess winter's come early up there and your brain is frozen. Let's wait until June and then we can chat."
----------------

I'm shocked as I had always heard you hillbillies were unaware of geography! I'm happy to see you got the "Up there" part right. Of course, being unaware of our seasons and weather is forgivable. It's not like any parts of the U.S. are further North than me. Oh...wait...

Bakcagain21
Male, 18-29, Europe
 553 Posts
Wednesday, October 24, 2012 11:07:16 AM
@patchgrabber I said financial crisis dates back to Clinton don't say it's his fault completely also pointed out the banks bundling and mis representing the mortgages to the world as a fault. But policy started with Clinton is what I'm saying.

It goes back to the saying the buck stops here, a lot of wrong things happened but you trace it back to Clinton as the one who planted the seed. And the question was about a proverbial gun to a head so I was answering where the gun came from.

Alot of wrong things are usually bi partisan f*ck ups, often because they refuse to accept anything good from the other side out of tribal politics cause grid lock or drat up good laws to get one up

green101
Female, 30-39, Western US
 15 Posts
Wednesday, October 24, 2012 10:50:04 AM
what Bonnie explained I'm taken by surprise that anyone able to get paid $5674 in 4 weeks on the internet. did you read this link >>> Mag66.comTRY TRY

DromEd
Male, 40-49, Eastern US
 1564 Posts
Wednesday, October 24, 2012 10:05:28 AM
Wow patchouly. I guess I needed to use even smaller words. I guess winter's come early up there and your brain is frozen. Let's wait until June and then we can chat.

patchgrabber
Male, 30-39, Canada
 5713 Posts
Wednesday, October 24, 2012 9:02:48 AM
@dang007: Oh, I do blame the idiots taking mortgages they couldn't afford, but don't also discount predatory lending. *Some* banks were required to lend, but not all. I think people were too obsessed with "The American Dream" to realize that housing prices don't just go up. Omission of fault on average joe f*cktard was not intentional.

dang007
Male, 30-39, Southern US
 590 Posts
Wednesday, October 24, 2012 8:37:33 AM
>>>greedy banks wanting to make a (seemingly) easy buck.<<<

You seem to have missed the point that it takes to parties to make a mortgage. The lender and the borrower. While it seems we agree that banks were , at least to some degree, required to loan to those that could not really afford it, you seem to be unwilling to place any blame on the other party in these transactions. Were bankers holding a proverbial gun to borrowers?

patchgrabber
Male, 30-39, Canada
 5713 Posts
Wednesday, October 24, 2012 8:24:38 AM
@5cats: I don't get what you're trying to tell me here. I already said it was a bipartisan f*ckup...along with greedy banks wanting to make a (seemingly) easy buck.

5Cats
Male, 50-59, Canada
 25283 Posts
Wednesday, October 24, 2012 8:21:37 AM
I am back yo. Oh and ha!

Welcome home @8BitHero!

@patchy: @Bakagain has it correct! The reason Clinton did it was race, not enough Blacks were getting mortgages, so someone made a law to help correct that. It spiraled out of control from there...
Democrats ALWAYS lay the blame on Bush, completely 'forgetting' who started the problem in the first place.
AND when MacCain tried to do something to correct the impending disaster? The Democrat controled House called him a RACIST and claimed there was no risk AT ALL! (Barney Frank and several others, it's all on the record).

So yes it's true: Bush should have done more! I agree! And it happened on his watch, so it's his fault, no arguement here.

Just don't blame "one side" while ignoring the other, eh?

dang007
Male, 30-39, Southern US
 590 Posts
Wednesday, October 24, 2012 8:20:46 AM
>>>at most is a bipartisan f*ckup.<<<

At last we agree. Feds try and help by regulating and wind up messing it up. Unintended consequences are a pain.

patchgrabber
Male, 30-39, Canada
 5713 Posts
Wednesday, October 24, 2012 7:59:04 AM
@Bakcagain21: Oh, so I suppose the continuation of CRA policies for 8 Bush years was Clinton's fault too? No matter that half of sub-prime mortgages weren't regulated by the CRA, nevermind that Harvard's Joint Center notes that the rush in CRA activity beginning in mid-90s was mostly over by 2001, nevermind that Bush's 2004 amendments weakened CRA regulations, yet banks "with guns at their heads" continued to give sub-prime mortgages even when regulations were weakened and most CRA activity had stopped. Banks were greedy, plain and simple. But nice try blaming Clinton for something that, at most is a bipartisan f*ckup.

Bakcagain21
Male, 18-29, Europe
 553 Posts
Wednesday, October 24, 2012 7:44:33 AM
@MrOrange the financial crisis dates back to Clinton. He legislated so banks had to give sub prime mortgages, so loads of poor people could get houses. Ok when times are good but the people couldn't really pay off these loans. The banks then sold these loans with many others in bundles. These bundles were used as securities but the problem is the bundles weren't properly labelled so no one knew if the bundle was good or not though their values were used to back and loan out other money. Then when the loans couldn't be recalled and properties lost value and couldn't be sold we have the situation where governments had to bail out banks. It's because the Clinton Administration put the metaphorical gun to bankers heads telling them to loan money to people who couldn't afford to pay it back so they could get a house(in doing so giving him votes) that we're in this situation.

mikelae18
Male, 18-29, Eastern US
 80 Posts
Wednesday, October 24, 2012 7:21:32 AM
We need art majors. How else would Universities be able to afford lab equipment for the real students.

patchgrabber
Male, 30-39, Canada
 5713 Posts
Wednesday, October 24, 2012 6:48:36 AM
I don't necessarily need to hate on art to know that there is a large decline in the amount of students in STEM majors, and this is a problem. While I do think that art has its place, even though I have little respect for it, there are a disproportionately large amount of students getting fluffy majors that don't have good job prospects. I partially blame the students, but also the faculty who doesn't give them the reality check about their REAL odds of getting a job in that field.

And to you whiny conservatives, it's time to face a cold hard fact: There will NEVER be a free market. Why? Because no one in power wants it. Government doesn't want it. Corporations don't want it, so keep pulling your pud to the image of a world free of regulation, because the spank bank is the only place where it's real.

dang007
Male, 30-39, Southern US
 590 Posts
Wednesday, October 24, 2012 6:39:40 AM
>>>how many hardworking decent people would have been shafted up the arse through no fault of their own?>>>


No fault. What are you talking about. No fault. They took risks. Same risk that I am taking when I take out a mortgage. I do not expect the government to ride in and save me. Stuff happens be prepared.

On the other hand part of the role of the feds is to help moderate the swings of the market. In this case for years federal policies created the market bubble in housing.

patchouly
Male, 40-49, Canada
 4580 Posts
Wednesday, October 24, 2012 6:36:32 AM
markust123:
"That's funny. When I read OldOllie's rant I thought, Were your parents rapped by Liberals?"
----------

LOL! I was thinking the exact same thing but decided to tone it down a notch. I wouldn't want to dredge up any long buried memories for the poor guy!

patchouly
Male, 40-49, Canada
 4580 Posts
Wednesday, October 24, 2012 6:32:29 AM
DromEd:
"You see there's a department in banks called "The Mortgage Dept." (I'm using small words so you libs can understand)"
------------

Did the wind whistle through your hillbilly teeth when you said that?

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