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Don't Take A Loan Out With Western Sky Bank [Pic]

Hits: 44564 | Rating: (2.9) | Category: Misc. | Added by: kitten_soup
Page: 1 2 3 Next >   Jump to: Bottom    Last Post
Male, 18-29, Eastern US
 280 Posts
Sunday, January 29, 2012 1:50:55 PM
I propose that it was a dyslexic typo. 48 months is a standard time frame of 4 years. 84 months is 7 years, an odd amount. Thus, I suspect that you would "only" pay $23,355.84 for a $5,000.00 loan. I wonder if, should you pay it off early, it would a slightly smaller amount? Btw, it certainly is a better deal than was given to them upon the initial encounter with Europeans; they don't trade with beads anymore. For which I give kudos to them. However, all the money in the world (probably) can't stop the slow erosion of culture, or assimilation into the society that swarms around.

Male, 18-29, Eastern US
 258 Posts
Saturday, January 28, 2012 10:37:06 AM
The Native Americans are regaining ground quickly.

Male, 30-39, Midwest US
 83 Posts
Friday, January 27, 2012 5:57:44 PM
Think I've seen their commercials - isn't this the lender that says (to paraphrase) "sure its expensive, but we're giving you a loan without any collateral." If only the mob thought of that slogan and paid their taxes...

Male, 18-29, Western US
 409 Posts
Thursday, January 26, 2012 11:18:59 AM
i dont care she is hot

Male, 18-29, Eastern US
 501 Posts
Thursday, January 26, 2012 12:17:40 AM
omg i've seen that commercial

Female, 18-29, Europe
 840 Posts
Wednesday, January 25, 2012 9:14:26 AM
there's a short term lender here in the uk offering over a 5000% APR.

Male, 50-59, Midwest US
 2053 Posts
Wednesday, January 25, 2012 8:34:42 AM
@Ilikelogic - Not an error, check out their website.

Female, 18-29, Eastern US
 2524 Posts
Wednesday, January 25, 2012 7:20:20 AM
Yikes. That's over half my monthly rent.

Male, 30-39, Europe
 39 Posts
Wednesday, January 25, 2012 7:04:10 AM
Being a slacker i haven't bothered to read all comments..BUT 84 months 7 years at over 100% interest i reckon that is about right....any one who has a mortgage should know that , don't know why i bothered really , a drattard who can even spell the word "to" , i shouldn't have even bothered.....

Male, 70 & Over, Southern US
 973 Posts
Wednesday, January 25, 2012 6:41:18 AM
@DiePSPolice True but there are other reasons for paying a minimum. I'm at uni and I leave about £15 on my credit card and pay a little bit of interest on by paying just the minimum instalments. However because I have a few years of paying all utility bills on time, and all credit card bills and phone contract bills on time I have an extremely good credit rating in time for when i want to get a mortgage for a house. Among the increased overdrafts,credit cards and store cards I can secure £14,500 worth of short term credit yet (student loans excluded) I'm still only in debt by £15.

Male, 30-39, Western US
 178 Posts
Wednesday, January 25, 2012 6:26:19 AM
Playing devil's advocate here... if you have seen the commercial, she does say it's "not cheap". So - you have been warned. :)

Male, 18-29, Western US
 153 Posts
Wednesday, January 25, 2012 6:09:16 AM
@edgarska amen, bro. Amen.

Male, 18-29, Canada
 524 Posts
Wednesday, January 25, 2012 4:33:55 AM
natives don't pay taxes so they have that kind of dough. also, they're not very smart.

Male, 40-49, Europe
 506 Posts
Wednesday, January 25, 2012 3:48:20 AM
Ilikelogic - in the UK a loan company (Wonga) recently took down an ad encouraging students to use short term loans with interest rate of 4214%. The reason given? So they wouldn't get into debt. Many 'payday' loan companies have higher rates.

Male, 18-29, Western US
 1052 Posts
Wednesday, January 25, 2012 12:53:19 AM
I'm more annoyed by the incorrect use of "too" than the charges.

Male, 18-29, Europe
 69 Posts
Wednesday, January 25, 2012 12:18:02 AM
@ Ilikelogic, not an error, this is banking.. they have a YEARLY interest rate of 116.78%, some morons actually fall for it :/

Male, 40-49, Europe
 535 Posts
Tuesday, January 24, 2012 11:49:13 PM
You take 12 payments instead of 84.
12* 486.58 = 5,838.96
5838.96/5000 = 116.78 %
Probably/hopefully a copy/paste error

Male, 18-29, Southern US
 4801 Posts
Tuesday, January 24, 2012 11:37:34 PM
That's insane

Male, 30-39, Europe
 257 Posts
Tuesday, January 24, 2012 10:48:22 PM
In the UK at the moment there's a rash of these 'pay day' loan sharks (oops, i mean companies). One of the most impressive APR I have seen to date is just over 4000%....

In an economic cimate like this, what comes slithering out from underneath stones to make money on the misery (and greed and stupidity) of other human beings is really quite depressing.

Male, 18-29, Midwest US
 1725 Posts
Tuesday, January 24, 2012 10:11:16 PM
who the hell can afford this, wouldn't their delinquency rate be like 99.9%?

Female, 18-29, Australia
 92 Posts
Tuesday, January 24, 2012 9:47:43 PM
= warning: politically incorrect statement ahead =

So they are too lazy to build casinos to take our money now?

Male, 50-59, Canada
 29120 Posts
Tuesday, January 24, 2012 9:30:52 PM

It's important! Yet sometimes people just don't get it, eh?

Male, 18-29, S. America
 15499 Posts
Tuesday, January 24, 2012 7:04:25 PM

I was thinking just the exact same thing

Male, 30-39, Eastern US
 6560 Posts
Tuesday, January 24, 2012 6:58:12 PM
"Credit approval is not guaranteed..." Can you imagine what horrible credit you must have to not qualify for a loan with >100% APR?

Male, 18-29, Western US
 2419 Posts
Tuesday, January 24, 2012 6:37:00 PM
Indian givers.

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