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Bank Of America Walkout: He Calls It 2 Years Ago

Hits: 11901 | Rating: (3.1) | Category: Community & Lifestyle | Added by: Student_Law
Page: 1 2 Next >   Jump to: Bottom    Last Post
QualityJay
Male, 18-29, Southern US
 303 Posts
Friday, October 21, 2011 11:34:48 AM
@Student_Law
They also wouldn't do it again if the government didn't bail them out. No need for regulation. The market will punish them if the gov just stays out of the way. No bank is going to give out loans they know cannot be paid back unless:
1. They are forced to (they were)
2. They know the government will bail them out (they did)

Student_Law
Male, 30-39, Europe
 966 Posts
Thursday, October 20, 2011 3:49:15 AM
..without regulation.

Student_Law
Male, 30-39, Europe
 966 Posts
Thursday, October 20, 2011 3:47:58 AM
Problem is, that banks no longer take responsibility while lending out money. Remember when you had to go "hat in hand" and ask for a loan? There was a reason for that. People say "you know credit cards and loans costs, if you couldn't afford it, you shouldn't have gotten one. Don't blame the bank!"

In a way, this is true. The problem is that many people will loan more than they can afford anyway. Especially young people, who don't know much about interest rates etc., an they want to emulate the elder generation and be successful and cant wait for it.

So what happens is that banks lend out too much, and who's money are they lending out? Our money! What we earn from our jobs. And who is going to pay for it, when the others can't pay it back? Not them, obviously. Not the banks, they're too big to fall. So... there's one one guy left. Yep, you guessed it. Us. Workers. Taxpayers. And thats how banks wrecked the economy. And they'll do it again, withou

OutWest
Male, 50-59, Western US
 548 Posts
Wednesday, October 19, 2011 3:42:19 PM
Thank you to our Congress for this stuff.

Maybe the Lawmakers in Washington should pass another law or regulation saying that all services from the bank are free. We shouldn't have to pay for electricity, or gasoline either. We need the government to make these business do the right thing.

GParadox
Female, 18-29, Western US
 740 Posts
Wednesday, October 19, 2011 1:45:27 PM
Won't do this for two reasons, first I already closed my BoA account two days ago. Seconded, gathering a bunch of people to do it all at the same time is asking for trouble. You're going to get arrested if you make a scene. What should be done is the same thing I did- do it soon, do it on your own.

Gerry1of1
Male, 50-59, Western US
 33910 Posts
Wednesday, October 19, 2011 7:50:01 AM

Dumbest fee ever... Wells Fargo came up with the "Excessive Deposit Fee". If you made more than 4 deposits per month you got a $12 charge.

Whoever thougth of that should have been laughed out of the meeting room!

Gerry1of1
Male, 50-59, Western US
 33910 Posts
Wednesday, October 19, 2011 7:47:16 AM

LOL @ Burgh

A toast to Burgh = Brilliant!


Oystah
Female, 40-49, Eastern US
 3882 Posts
Wednesday, October 19, 2011 6:18:13 AM
@grininblade - I'm not sure what your point is. Mine was about how credit cards work.

andybme
Male, 50-59, Western US
 296 Posts
Wednesday, October 19, 2011 5:27:01 AM
I'm glad people are finally starting to see this. I dumped BofA years ago because of their BS.

xCYBERDYNEx
Male, 18-29, Southern US
 4799 Posts
Wednesday, October 19, 2011 2:12:08 AM
I wanna punch this guy in the face, stupid v-neck sweater, I hate you.

VictoryRider
Male, 40-49, Eastern US
 9370 Posts
Wednesday, October 19, 2011 1:10:14 AM
More on BOA

Draculya
Male, 40-49, Asia
 12153 Posts
Wednesday, October 19, 2011 12:02:43 AM
He wants 5mm people to close their accounts because he's tired of citizens supporting Bend Over America through taxes? If 5mm people closed their accounts for cash, that could cause a run on the bank and a federal bailout, and that would be paid for by the federal government and then by citizens through taxes. So I don't think he will achieve his goal this way.

It's a good thing he is a brand image draftsman and not a senior bank executive, or we'd be paying even more for fat cat incompetence.

OldOllie
Male, 60-69, Midwest US
 13928 Posts
Tuesday, October 18, 2011 10:37:01 PM


BoA bought my credit card company. I had that card for 29 years and never was late with a payment. Every time I made a payment, they lowered my credit limit to the remaining balance, so I closed the account.

BoA gives lots of money to left-wing causes like ACORN and Jesse Jackson's Monochrome Coalition. Just look at all the goodwill they got for it. Ha ha ha ha ha...stupid wankers. The lefties hate them more that anyone!

I hope they go bankrupt and every fapping bastard who works for them and makes over $60K ends up unemployed.

poonoodle
Male, 30-39, Midwest US
 40 Posts
Tuesday, October 18, 2011 5:57:08 PM
Err...Credit Union? It still amazes me when people don't use them instead. Someone please explain it to me.

QualityJay
Male, 18-29, Southern US
 303 Posts
Tuesday, October 18, 2011 2:57:00 PM
Bank of America provides a service. They could charge $100 for an ATM withdrawl if they want. Just close it and go to a new bank. Or keep your cash at your house.

grindinblade
Male, 18-29, Eastern US
 229 Posts
Tuesday, October 18, 2011 2:53:06 PM
Oystah, they do actually care if people close accounts because it is less capital they have to lend which is where the make money. If you take all the bullpoo that banks did with foreclosures without reviewing mortgages because they were cut up and sold, hiking rates while firing workers and boosting CEO pay, then yea it is worth standing up for. Corporation bullpoo has pushed out the small american business due to their size, then screw over the economy when they horde cash in offshore accounts and overpay ceos. It is something worth standing up for I think, but if you believe your better being a mindless drone, only agreeing with whatever antidemocratic 'their all socialist' bullpoo that fox news spews every day then by all means.

Burgh
Male, 40-49, Western US
 292 Posts
Tuesday, October 18, 2011 2:10:41 PM
"You knew the credit card was dangerous when you took it Fred"

Words of wisdom from Super chicken.

ChrisP12
Male, 40-49, Midwest US
 186 Posts
Tuesday, October 18, 2011 1:40:19 PM
I don't understand why people whine so much about the voluntary relationships they have with corporate America. The guy's right, but why complain about it, just close your account and move on. The poor guy almost seemed like he was about to cry.

Oystah
Female, 40-49, Eastern US
 3882 Posts
Tuesday, October 18, 2011 1:13:29 PM
Also, they don't care if you close your account becuase they aren't making any money off you and would prefer that you just go away.

Oystah
Female, 40-49, Eastern US
 3882 Posts
Tuesday, October 18, 2011 1:10:55 PM
A lot of banks do this now when you don't carry a balance and you always pay on time, or you don't use the card much - since they're not making any money off you, they jack up your interest rate and late fee and figure sooner or later, maybe you'll buy something and not pay off the balance that month or maybe you'll eventually be late on a payment.

Fatninja01
Male, 18-29, Australia
 24516 Posts
Tuesday, October 18, 2011 12:34:48 PM
Maybe you shouldnt borrow money -

wowcow
Male, 30-39, Midwest US
 84 Posts
Tuesday, October 18, 2011 12:07:36 PM
Isn't BoA one of the banks that DIDN'T need to get bailed out when the poo hit the fan? I was thinking they didn't really need to money and was one of the first banks to pay the bailout money back.

Klamz
Male, 18-29, Eastern US
 693 Posts
Tuesday, October 18, 2011 11:46:14 AM
"Bank of America is a JP Morgan bank. They are part of the elite family of corporate bankers who really runs the show. Closing an account at Shank of America will not hurt them one bit. They will just open another bank with a different name just like they did with Wells Fargo, Citi, Chase, etc. They have these "ghost banks" everywhere. It is great however, to see people finally waking up to these ponzi schemes."

Well then it appears they control all the money everywhere and there is nothing we can do, the end.

Klamz
Male, 18-29, Eastern US
 693 Posts
Tuesday, October 18, 2011 11:32:40 AM
Maybe you shouldn't be using your credit card so much buddy.

Amurika
Male, 30-39, Eastern US
 282 Posts
Tuesday, October 18, 2011 10:32:48 AM
Bank of America is a JP Morgan bank. They are part of the elite family of corporate bankers who really runs the show. Closing an account at Shank of America will not hurt them one bit. They will just open another bank with a different name just like they did with Wells Fargo, Citi, Chase, etc. They have these "ghost banks" everywhere. It is great however, to see people finally waking up to these ponzi schemes.

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