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Why You So Mean, Credit Crunch?

Hits: 11279 | Rating: (2.8) | Category: Community & Lifestyle | Added by: davymid
Page: 1 2 Next >   Jump to: Bottom    Last Post
2353683
Female, 70 & Over, S. America
 180 Posts
Friday, July 31, 2009 10:05:50 AM
haggling is not in our culture =(

keith2
Male, 18-29, Midwest US
 2541 Posts
Friday, July 31, 2009 5:43:12 AM
and STFU lukas, your country's people are just as spoiled as our brats.

keith2
Male, 18-29, Midwest US
 2541 Posts
Friday, July 31, 2009 5:40:49 AM
nobody needs a credit card.. i've always been able to get almost any reasonable thing ever needed/wanted by saving up for it.

kairobert
Male, 18-29, Europe
 1634 Posts
Friday, July 31, 2009 3:19:59 AM
Your economic system fails miserably.

snukatoof
Male, 18-29, Western US
 58 Posts
Friday, July 31, 2009 12:07:39 AM
"The USA still has way too much money for it's own good. People moaning because they have to move out of their 5 bedroom suburban detached house to a 4 bedroom semi-detached or because they can only afford an Xbox360 instead of a PS3. Big deal. Seriously, you got is easy compared to most other countries in the world. I mean we aren't exactly starving in Britain, but middle class people are still losing their jobs and housing."

Good job.. Fact is, there is no middle class in the states... one is either upper or lower nowadays. Those that have the 5 bedroom suburban or better are actually having a pretty good time not worrying about a damn thing, while the rest of the country is scrounging to keep a roof over their heads and food on the table. I live in Forbes magazines' worst rated economy small city three months in a row, with friends that are college graduates unable to get a job stocking groceries on third shift.

You make comments you know nothing about.
Who wants


toxic1
Female, 18-29, Southern US
 82 Posts
Thursday, July 30, 2009 7:56:55 PM
"The USA still has way too much money for it's own good. People moaning because they have to move out of their 5 bedroom suburban detached house to a 4 bedroom semi-detached or because they can only afford an Xbox360 instead of a PS3. Big deal. Seriously, you got is easy compared to most other countries in the world. I mean we aren't exactly starving in Britain, but middle class people are still losing their jobs and housing."

WoW-jealous much???? That's how you sound like a jealous little child. ummm-the unemployment rate where I live is 11%. I have my masters degree and have been unemployed for three months. I can't even get minimum wage jobs and I am facing losing my car and maybe my home. Yeah...I'm a real big baby. Although I still have it way better than some, I don't go hungry. When I hear people from other countries make comments like that-I find it disgusting. (and it sounds like jealously to me,)


SuperSmash
Male, 18-29, Southern US
 3770 Posts
Thursday, July 30, 2009 7:36:17 PM
"The USA still has way too much money for it's own good. People moaning because they have to move out of their 5 bedroom suburban detached house to a 4 bedroom semi-detached or because they can only afford an Xbox360 instead of a PS3. Big deal. Seriously, you got is easy compared to most other countries in the world. I mean we aren't exactly starving in Britain, but middle class people are still losing their jobs and housing."

First of all, how do you know? Second, no offense, but that's pretty moronic statement. You're right we really shouldn't be complaining because we're still better of than most, but you negated your whole comment with the last sentence. What do you think's going on here? We're keeping our houses and not losing jobs?


kangoala
Male, 18-29, Australia
 702 Posts
Thursday, July 30, 2009 11:58:23 AM
That was great.
But realistically, that's not how simple the cause of the problem is.

Pieface90
Female, 13-17, Canada
 118 Posts
Thursday, July 30, 2009 8:29:18 AM
That was confusing, but entertaining for the most part.

lukas1051
Male, 18-29, Europe
 3420 Posts
Thursday, July 30, 2009 5:03:59 AM
The USA still has way too much money for it's own good. People moaning because they have to move out of their 5 bedroom suburban detached house to a 4 bedroom semi-detached or because they can only afford an Xbox360 instead of a PS3. Big deal. Seriously, you got is easy compared to most other countries in the world. I mean we aren't exactly starving in Britain, but middle class people are still losing their jobs and housing.

heavenly15
Female, 13-17, Europe
 964 Posts
Thursday, July 30, 2009 3:43:33 AM
I think I would like this more if I understood the credit crunch better. I don't really know much about it.

Ste08
Male, 18-29, Western US
 95 Posts
Thursday, July 30, 2009 12:03:03 AM
i respect you don11817

imogenheep
Male, 18-29, Eastern US
 151 Posts
Wednesday, July 29, 2009 9:10:34 PM
I liked it.

GVP
Female, 18-29, Canada
 891 Posts
Wednesday, July 29, 2009 7:37:17 PM
Hey, SuperSmash, what's wrong with Siberia :( they rule!

BunnyNaku
Female, 18-29, Midwest US
 5245 Posts
Wednesday, July 29, 2009 7:35:05 PM
:P

don11817
Male, 30-39, Midwest US
 86 Posts
Wednesday, July 29, 2009 7:11:50 PM
I have no debt. No Credit Cards. No house payment. No car loans. No Medical--just my daily living expenses. However, because the economy has taken a serious dive, my industry (Electrical construction) has come to a near screeching halt as builders, developers etc. cannot obtain financing to start or complete their projects. So, I am directly affected because my income has taken a sharp hit. Where's my bailout? I have done everything right--no debt, I have paid off over $1million in assets in the last 15 years--2 houses, 4 cars and medical bills for my parents an family... I need help making my monthly bills-- but guess what--I don;t qualify. I've been too good. If I had a few charge-offs, a bankruptcy and maybe a a ARM on my house I could get all the assistance you would ever want--but because I have refused to live that way I can't get a ounce of help.

Guess what? I don't want any help either. I will continue to thrive in spite of all this...


SuperSmash
Male, 18-29, Southern US
 3770 Posts
Wednesday, July 29, 2009 6:52:28 PM
AliveoutofSp, I agree that some people were just innocent victims of a huge recession. But, many of those innocent victims can blame other people who fell for a A.R.M. without doing any of the math themselves or understanding how things like that work. So, greed + stupidity = giant recession. Among other factors, of course.

Khast
Male, 30-39, Western US
 185 Posts
Wednesday, July 29, 2009 6:50:35 PM
Don't blame me, I don't have credit, and after the last time, I don't want another, thank you. Complete waste of money.

If you want something bad enough, save up for it. You will pay less in the end.


mal_BB
Male, 18-29, Europe
 1224 Posts
Wednesday, July 29, 2009 5:56:42 PM
Never a lender nor borrower be...
The single most important piece of advice i have ever been given.

elkingo
Male, 30-39, Eastern US
 3105 Posts
Wednesday, July 29, 2009 5:03:25 PM
@ AliveoutofSp: Bull. I have been building houses for 14 years now. The last 3 before the credit crunch people started building houses they could not afford. Like the librarian married to a forest ranger (combined income 65k a year), who built a house that costs 750k. The house payments were 2549 a month. It took his ENTIRE paycheck to make the monthly payments.

They lost the house. Surprise Surprise. I have seen this over and over. People just want a big fancy house that compares to the neighbor's. (By the way that is a sin, "thou shalt not covet".)

If people would have tried to live at what they could afford as opposed to what they wanted to have because the neighbor has something better, you would still be assembling the regular old made in China crap you was before the slump.


AliveoutofSp
Male, 18-29, Southern US
 16 Posts
Wednesday, July 29, 2009 4:36:57 PM
@SuperSmash-
It's not so much that they couldn't afford a house (believe me, were I to buy a house, I'd make sure it was within budget before closing), it's just the recession hit, and hit hard. The people that were able to afford nice things previously, can't.
And my job is directly affected...I assemble stuff as a 3rd party 'contractor' for large retail stores, and it hit so bad I had to move back in with my Dad. F*ckin' lame, huh?

phasoo
Male, 18-29, Western US
 287 Posts
Wednesday, July 29, 2009 4:24:24 PM
sums it up about right. shouldnt be treating the government like our second set of parents.

bikenutt
Male, 30-39, Western US
 386 Posts
Wednesday, July 29, 2009 3:30:17 PM
Studentofman...damn funny comment old chap lol.

SuperSmash
Male, 18-29, Southern US
 3770 Posts
Wednesday, July 29, 2009 3:04:01 PM
That's good stuff. If you're one of the morons who bought a house you knew you couldn't afford you should be shipped off to Siberia.

StudentOfMan
Male, 40-49, Midwest US
 351 Posts
Wednesday, July 29, 2009 2:50:42 PM
Seems about right. I dunno FatNinja01, I always laugh at people like that.

It's just like watching some guy being interviewed who intends on jumping 30 cars on a lawnmower, you know he doesn't have a clue, you know if he actually gave it some thought he wouldn't do it, you know he's gonna fail, but god it's fun to watch them flipping across the ground knowing every hit, ever snap, every thud is accompanied by grave regret...


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