Saturday, November 2, 2013 8:55:32 PM
r 5 people. I will agree that premiums went up this year through the workplace, and I will believe that they went up for most employees, however the increase in premiums also correlate to an increase in coverage. At my job there were 2 options available, for 22 or 55 a paycheck. Now there are three options. 25 45 and 65. the 25 option is slightly better than the 22 was, the 45 was slightly worse than the 55, and the 65 slightly better. So to keep the same coverage I would need to step up and either pay 10% more or 20% more depending on my choice. However I could be saving 20% by taking a slightly cheaper option that meets my needs. I'm purchasing the best plan available to me, but not everyone needs to make that choice, and if for whatever reason I find myself out of work, I know I can find an equally valued plan on the marketplace. Did I luck out? yes, but I don`t think anyone got screwed, and I have yet to hear a 300% increase story that wasn`t a half truth or a misunderstanding.
I will adress your last post first, as it will take some time to read through your first link. Thank you for providing it by the way, at first glance it is informative and an interesting read. As for the second link, the blog you have posted is 2 years old, and as far as I can tell, with a quick glance, inaccurate. Again it will take some time reading the KFF reports before I can accurately discuss that issue.
One of the benefits of the ACA is that insurance providers may no longer charge higher premiums for people with preexisting conditions, they also may not drop coverage for the same. Because of this the segment of the population that most needs healthcare is able to receive it at a affordable rate. When i owned my own company I was paying insurance for five employees, unfortunately I was not as good at running a business as I am at arguing on the internet and it went under. Interestingly, keeping the same coverage for myself would have cost as much as I ha