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Bank Of America DOES NOT Accept Cash For Mortgage

Not sure if he handled this in the correct manner but you would think a bank would take cash. How do you turn down cash?

submitted by: kitteh9lives

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Hits: 11108 | Favorites: 1 | Emailed: 0 | Rating: 2.6 | Category: Misc. | Date: 02/06/2012

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CoffeeTalk Male, 40-49, Midwest US 192 Posts	Wednesday, February 8, 2012 6:20:49 PM There are a lot of people here that don't pay attention to details. 1. This involves two issues, accepting cash payment and endorsing a check from an insurance company that has been written out to the bank and the guy. He needs them to endorse the check so he can cash (or deposit it). 2. The guy clearly didn`t walk in with a video camera in a bank. He had a pocket sized camera that had video. Most phones have video and it`s not illegal to carry one into a bank. He only started video when they refused his cash. He wasn`t scoping out the bank and the bank manager seemed reluctant to explain why they couldn`t accept cash. 3. As seen on the first video at :15 mark, he owes a total of $191,378.51 & his payment was due of $1,371.71 Someone mentioned that he probably owed $15,000 payment. 4. The cop naturally took the banks side but if they play mediator, shouldn`t they have asked why his payment wasn`t accepted. If it was against policy, they should have told the cops a

OldOllie Male, 50-59, Midwest US 8742 Posts	Wednesday, February 8, 2012 8:01:44 AM If they refuse payment of a debt with legal tender, the debt becomes null and void.

MeGrendel Male, 40-49, Southern US 2336 Posts	Wednesday, February 8, 2012 7:38:07 AM Neagle-"Bank of America has an agreement with Bank of America Home Loans to accept payments of its customers." Yes, but they do not necessarily accept Collections payments for homes in forclosure, which would be a different devision than BoA Home Loans. In some cases, it may be a different company alltogether.

CrakrJak Male, 40-49, Midwest US 14374 Posts	Wednesday, February 8, 2012 4:31:16 AM Neagle: I would agree, smaller banks and credit unions are much more attentive to their customers needs. Chances are when you call them for customer service you'll actually get a live human being that can speak the English language too.

Neagle Male, 30-39, Western US 1405 Posts	Wednesday, February 8, 2012 12:38:15 AM Bank of America Home Loans which is a subsidiary of Bank of America. Bank of America has an agreement with Bank of America Home Loans to accept payments of its customers. It is a bad decision on the banks part not to accept the payment. The customer should have engaged the police officer differently and may have received a different outcome. If he gets the right judge who feels like teaching the bank a lesson by ordering the entire debt dismissed. Best thing you can do for your self, family and country is if you bank at a traditional bank, close your account and do business with a Co-Op or Credit Union.

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