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Own Your Very Own iPad! [Pic]

submitted by: eastsiderepp
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Own Your Very Own iPad! [Pic]. Now owning an iPad is easier than ever--as long as you`re really bad at math.
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Hits: 17638 | Favorites: 2 | Emailed: 1 | Rating: 2.4 | Category: Technology | Date: 12/14/2011
 
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Fatninja01
Male, 18-29, Australia
 23995 Posts 		Friday, December 16, 2011 1:18:04 PM
Wow.. thats shocking. $1949 total. Eeek....
Brassbull
Male, 30-39, Southern US
 1608 Posts 		Thursday, December 15, 2011 5:13:15 PM
This whole rent-to-own scam is just taking advantage of people's sense of entitlement.


good, there`s no better teacher than the university of life
xio
Female, 18-29, Eastern US
 14 Posts 		Thursday, December 15, 2011 1:34:06 PM
"You guys need to realize that this isn't any worse than a similar agreement to buy a car or home. Long-term purchase agreements almost always work this way (paying several times the price of just buying it outright), and it isn`t nearly as much of a scam as you`d think. 500-800 dollars today could easily be worth 2000 in 6.5 _years_ when you consider how that money could have been invested. It`s trivial (with a calculator) to work back how much 2000 over 78 months would be worth right now given a fixed interest rate, and I would be astonished if it`s more than 5% or so."

Except its 78 weeks, not months.


Ruffiana
Male, 30-39, Western US
 508 Posts 		Thursday, December 15, 2011 10:35:13 AM
@Squidbush, payday loans happen out of desperation. This whole rent-to-own scam is just taking advantage of people's sense of entitlement.
betaphi
Male, 18-29, Southern US
 9 Posts 		Thursday, December 15, 2011 10:22:21 AM
You guys need to realize that this isn't any worse than a similar agreement to buy a car or home. Long-term purchase agreements almost always work this way (paying several times the price of just buying it outright), and it isn`t nearly as much of a scam as you`d think. 500-800 dollars today could easily be worth 2000 in 6.5 _years_ when you consider how that money could have been invested. It`s trivial (with a calculator) to work back how much 2000 over 78 months would be worth right now given a fixed interest rate, and I would be astonished if it`s more than 5% or so.

Read up on time-value of money at wikipedia:
http://bit.ly/yAe0M
(apparently that link is too long for IAB comments)
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