The time for zoning/building codes is well passed due for Houston and the Southern States in General. It's not rugged individualism that's paying for the Harvey cleanup. It's the Federal Government's socialism that's covering the costs. Building in flood plains with no regulation is stupid. It's TIME for Texas and other states that have no laws and regulations to take personal responsibility for themselves to not have the Fed come in and pay for the clean ups due to the lack of personal responsibility of these States.
An excerpt from Bloomberg Business: Texas policies leave home building decision to cities, whose record is mixed: Corpus Christi uses codes that reflect national standards, minus the requirement that homes be built one foot above expected 100-year-flood levels, according to the Federal Alliance for Safe Homes. Nueces County, which encompasses Corpus Christi, has no residential building code whatsoever.
The consequence of loose or non-existent codes is that storm damage is often worse than need be. "Disasters don’t have to be devastating," said Eleanor Kitzman, who was Texas’s state insurance commissioner from 2011 to 2013 and now runs a company in South Carolina that constructs and finances coastal homes that are above code. "We can’t prevent the event, but we can mitigate the damage."