Workers Find Out What ObamaCare Means For Them

Submitted by: 5cats 3 years ago in

Higher rates, higher deductables, higher co-pay. Just ordinary Americans trying to get by.
There are 60 comments:
Male 1,152
I`m saving 10k a year because they can no longer charge me extra for a pre-existing condition.
0
Reply
Male 2,711
Unless I`m mistaken, this is employer-supplied insurance. According to healthcare.gov, this small-business owner can purchase a PLATINUM plan for himself and his 5 employees for $2,766 a month that would give them all ZERO deductible, $5 office co-pays, $8 prescriptions, and $1500 MAX out of pocket per family ($750 for singles).
0
Reply
Male 9,769
OldOllie

"And you accuse ME of making baseless accusations?"

How else do you POSSIBLY explain him telling his staff "This is the best option we could find" when it took me 5 f.ucking minutes to find a gold plan that was HALF AS MUCH?
0
Reply
Male 15,832
[quote]The owner of the company is against Obama and staged this for the news obviously.[/quote]
And you accuse ME of making baseless accusations?
0
Reply
Female 1,803
"No single Republican voted for the ACA. They opposed it at every turn. Many of them had very good ideas for reforming healthcare which would have actually worked to make it cheaper and improve cover but were not even considered."

Like their idea to treat health coverage like income and collect income tax on it? Oh, and people with pre-existing conditions who let their coverage lapse a day are SOL to get new coverage? Or letting people opt out of healthcare coverage altogether so we can all pay for when they go to the emergency room and bail on the bills? GREAT ideas /sarcasm
0
Reply
Male 9,769
OldOllie

"I would advise anyone not to try to argue with HolyGod. He is immune to facts."

Perhaps you could legitimately dispute what I have said if you feel it is incorrect. Making baseless accusations is a sign of weakness.

I stated a fact, if you disagree then prove me wrong.
0
Reply
Male 6,227
@ Randomxnp: "You are simply lying through your teeth."

That`s highly inflammatory language, Randomxnp, and it`s out of place here. Please take it down a notch (or two or three).
0
Reply
Male 15,832
I would tell my employees, "If you voted for Obama, you`re getting exactly what you deserve. If, on the other hand, you voted for Romney, you`re getting exactly what the idiot Obama voters deserve."

Also, I would advise anyone not to try to argue with HolyGod. He is immune to facts.
0
Reply
Male 9,769
Randomxnp

"You are simply lying through your teeth. You are an arrogant, stupid man if you think that from a distance you can second guess a professional insurance broker who has done hours of research and you have simply accepted the lies of the Democrat Party"

Lying about what? Look it up. It is black and white. You don`t need to be an insurance broker. It isn`t hard. Go check yourself. The owner of the company is against Obama and staged this for the news obviously.
0
Reply
Male 10
@smag actually my insurance company sent me a detailed list of why my plan was no longer acceptable...among the details were things that did not apply to me in any way...if you think me and millions of others that got those letters are making this up you are sadly mistaken.
0
Reply
Male 10
@Holy just checked healthcare.gov. $498 per month with a 6K deductible. That is the closest one to what I had before. My old deductible was $3500 and I reached it every year.
0
Reply
Male 4,431
IPSIBilly, how do you know your insurance plan was "cancelled due to Obamacare"? Because that`s what the company told you? And then they proceeded to charge you more? And you`re blaming Obamacare?
0
Reply
Male 9,769
Ipsbilly

"My insurance plan that was cancelled due to obamacare was costing me $435 a month. The new plan is $540 a month and the deductible is $2500 more per year."

Have you checked the exchanges for a better plan? Is be shocked if $540 is the best price you can get. What state are you in?
0
Reply
Male 10
My insurance plan that was cancelled due to obamacare was costing me $435 a month. The new plan is $540 a month and the deductible is $2500 more per year. My old plan was covering all of my wife`s treatments...no partisan crap this is just a fact
0
Reply
Male 1,293
"They`ve obstructed. They`ve undermined. They`ve defunded, fillibustered, opposed and stonewalled more than any Congress IN THE HISTORY OF THE NATION, accomplishing less than any congress."

That is because everything Obama has suggested has been utterly insane. The man is an idiot. That is obvious to anyone who doesn`t just accept what his cheerleaders in the corrupt, socialist news media say.

He smoked pot and snorted coke, by his own admission, yet has cracked down on drug enforcement. He was the original birther, lying on his biographical details for his publisher. He accomplished literally nothing in any job before he became POTUS, did not even publish in a law review he edited. He used a false name and SS number, although we are not sure why because no news organisations or law enforcement will investigate. He has made enough gaffs to make Bush look smooth. He is a dratwit.
0
Reply
Male 1,293
No single Republican voted for the ACA. They opposed it at every turn. Many of them had very good ideas for reforming healthcare which would have actually worked to make it cheaper and improve cover but were not even considered.

It is batpoo crazy to say they have any blame at all. You guys are fruitloops.

It is especially insane to blame Romney, who was governor of an otherwise blue state. Governors don`t put forward legislation any more than Presidents.

HolyGod

You are simply lying through your teeth. You are an arrogant, stupid man if you think that from a distance you can second guess a professional insurance broker who has done hours of research and you have simply accepted the lies of the Democrat Party. Lies from before the ACA was implemented, even they don`t pretend it is cheaper now since in some states men have seen about 100% increase.
0
Reply
Male 4,431
lauriloo, I`ve tried and tried and tried to show them how Republicans were involved, actively, in not only having a chance to craft the ACA, but have actively undermined it at every turn. They refuse to look at bald proof. Good links, though. Maybe they`ll listen to you? It sure hasn`t worked for me. :-)
0
Reply
Female 1,803
Male 9,769
Megrendel

"The story was about an existing plan (not healtcare.gov) that had to be changed to meet the requirments of ACA."

The story was about how all their insurance was going up under obamacare. The guy says they found the best plans they could. In reality, their insurance prices go down under obamacare, if they choose properly.
0
Reply
Male 1,627
thanks obama
0
Reply
Male 8,557
HolyGod-[quote] ignore my fact checking[/quote]

You`re `fact checking` was just to see what a `comparable` plan via healthcare.gov costs.

The story was about an existing plan (not healtcare.gov) that had to be changed to meet the requirments of ACA.

Apples/oranges.
0
Reply
Male 9,769
5cats

So are you going to ignore my fact checking since it completely obliterates your bulls.hit story?
0
Reply
Male 40,764
[quote]Conservatives were NOT locked out.[/quote]
@Smagboy1: Some Facts:
>Not 1 Republican was involved in writing the ACA.
>When asked why? Obama answered We won."
>The committee which was supposed to oversee it`s writing made 7 suggestions for content. All were ignored.
>Plenty of Insurance Company people were involved though! At least we think so, it`s a secret as to who wrote what, eh?

The historical revisionism you regularly cough up is disgusting...
0
Reply
Male 4,431
Yes, it was, AJ. Conservatives were NOT locked out. At all. They chose, before Obama even took office, and this is not only documented, but recorded, to look bipartisan yet to oppose EVERY SINGLE THING he suggested. This isn`t even new news. They`ve obstructed. They`ve undermined. They`ve defunded, fillibustered, opposed and stonewalled more than any Congress IN THE HISTORY OF THE NATION, accomplishing less than any congress. Ever. All because Obama, a Democrat, was elected. And don`t think the public is so stupid as to not see it.
0
Reply
Male 10,338
"ACA was a compromise."

No it wasn`t. Conservatives were locked out of the closed door framing, which was supposed to be transparent.

What was put forth was put forth in a surprise vote on Christmas for optimal annoyance. Political trickery passed it.
0
Reply
Male 2,578
GROUP HUG
0
Reply
Female 1,803
" The ACA states that insurance companies have to pay back at least 80% of what they take in to pay for the healthcare cost of their policy holders. If they don`t then the insurance company has to give thief customers rebates."

You can thank my Democratic senator Al Franken for that protection!

"The info is RIGHT THERE people, look it up."

The only reason Faux News and the like still have an audience is because the people who watch their shows never question anything they say and never look any further because what they say feeds into their suspicions and prejudices.
0
Reply
Male 662
Everyone is getting mad at the ACA for raising rates, but its the insurance companies trying to pies off the public because they don`t like the law. They figure that if they make healthcare expensive then people will get mad at the law. The ACA states that insurance companies have to pay back at least 80% of what they take in to pay for the healthcare cost of their policy holders. If they don`t then the insurance company has to give thief customers rebates.
0
Reply
Male 6,227
HolyGod shoots... and he SCOOOOORES!

It`s pretty bad when one of us has to fact-check this story using the Obamacare website because the reporter somehow neglected to.
0
Reply
Male 9,769
Judy who is 53 and has a child.

I assume she is married since they don`t point out she is single.

According to this her plan is $1,316 a month with a $4,000 deductible.

Let`s go to healthcare.gov and check.

Enter in her info....

Let`s say she doesn`t qualify for ANY discounts, which based on where she works, she probably does.

Gold plan
Shared Cost Blue PPO 1200 a

$761/month for all 3 of them
$1,200/yr deductible
$20 copay for doctor visit

So, guess what?
F.UCKING BULLS.HIT

The info is RIGHT THERE people, look it up.

0
Reply
Male 3,908
@5Cats - Your stupidity is unbelievably epic if you deny the existence of Junk Healthcare Plans. The example Squrlz used of a junk healthcare plan is the basis of these fake news reports. They make up the majority of plans that were "cancelled" because of Obamacare. The age of the article doesn`t dismiss the fact that those plans exist and have been ripping people off.
0
Reply
Male 40,764
@HolyGod: No. Not even all the Democrats supported that secret Bill. Many were openly bribed to vote for it. You`ve forgotten all that already?
Pelosi and Reid have called those who wish to change or delay the ACA "terrorists" and other nasty things. Is that the sort of "working together" you suggest? 100% all-Democrat, all the time?

You do know that the opposition party is supposed to -oppose- bad policies, right?

"When you find you are walking down the wrong road, the swiftest course is not to go forward, but to turn back."

Yes, the ACA has made more things worse than it has improved. Even you must see that. 27% average rise is not anecdotal. Worse coverage is not occasional. 5+ million Cancelled policies are not "you can keep".
It is "unfixable", ok?
0
Reply
Female 1,803
"I meant fake NEWS reports"

Like when Fox News was interviewing a guy with a business saying he was going to lay people off because of the ACA forcing him to get insurance for his employees but then later we found out that he really had too few employees to need to offer them insurance in the first place? They always interview people who similarly don`t understand how the ACA works and then the next day MSNBC or some other media reporter debunks it by showing us the real story.
0
Reply
Male 40,764
@WhoDat: Your fail is double-epic!
#1 March 2012! lololz!
#2 I meant fake NEWS reports, which is clearly what @Squrlz4 is taking about!

Holy Poo, you just never give up, eh? No matter how often you`re completely made a fool of. Self be-clowning! You`re the poster-boy for it.

Even your usual `ad hominid` attacks are weaksauce...
0
Reply
Female 1,803
Another anecdote! I checked the MN exchanges and found a lower-priced plan with similar coverage but I decided to stick with the plan I currently have. Period.
0
Reply
Male 9,769
BTW. Does anyone, 5cats, AJ, anyone think that if republicans would have supported whatever the denmocrats wanted we wouldn`t just have single payer health insurance by now?

ACA was a compromise. Look at the plan that was originally set forward compared to what ultimately got passed.

Nobody is thrilled with it because it wasn`t what anybody wanted, but they wanted SOMETHING.

Republicans have done everything in their power to block, change, f.uck up, everything about this plan and then they turn around and bitch about how f.ucked up it is.


0
Reply
Male 9,769
Oh. We`re playing the anecdotal evidence game?

My health insurance went down $32/month and my coverage got better.

0
Reply
Female 1,803
"why have the Dems rejected EVERY Repub suggestion?"

Other than cross state insurance, what have they suggested? Every time a reporter asks a republican that, they can never answer. The ACA is almost entirely based on a Republican plan (Romneycare, remember that?) so how can they hope to come up with something different?
0
Reply
Female 1,803
"why not make it voluntary? yeah... can`t make EVERYONE pay that way"

Because rates only stay low if you have enough people in the pool. It`s really too bad that so few people really understand how insurance works. That`s the real reason people are so up in arms. Until now, they have brainlessly signed up for whatever insurance their boss tells them to without really understanding what it covers or how the process works. Now that a light is being shown on how crappy their old insurance was, they are shocked! shocked, I tell you! /sarcasm
0
Reply
Male 40,764
"BOTH parties"? WTF are you blathering about?

It`s 100% Democrat, THEY are responsible for fixing it!
In fact: why have the Dems rejected EVERY Repub suggestion? Huh?

You are blaming one party for the policies of the other? How?
0
Reply
Male 3,908
"Fake coverage? Not once have I come across that."

They`re called Junk Health Insurance Policies.
0
Reply
Male 4,431
5Cats, I know that you haven`t been following this on real news sites, but, increased MediCare is direct part of the ACA. But whatever. As has been demonstrated time and again, these stories of ACA pain are all based on lies and misinformation. As I said below, even the ones the Republicans were peddling at the SOTU address have turned out to be lies.
0
Reply
Male 40,764
@Smagboy1: "quasi" coverage?
Your article counts enrollments in Medicare & such as "insured by the ACA" = fail!

It also counts people who already had insurance as new sign-ups. Double fail.

It`s not disputed that 5+ million lost their coverage and had to change policies, but your article doesn`t seem to notice that...

Your article says "His latest figures show that about 2.1 million people signed up for private insurance through the exchanges."

2.1 million, @boy1, YOUR link`s number.
0
Reply
Male 4,431
5Cats, even using the slanted Forbes data you`re quoting, you`ll note that nearly half of the states analyzed show a cost DECREASE! Which ones don`t? Oh, yeah, fully-Republican-run ones who`ve refused to set up their own exchanges, refused to accept increased payment for MediCare, refused to accept federal help for any of this. Self-inflicted wounds don`t speak to the ACA, they speak to drattarded, partisan hackery.

Wouldn`t it be great if BOTH parties were working toward universal care, LIKE YOU ENJOY, so that all of this mess could be behind us? Well, not "us", because you actually already have universal care.
0
Reply
Male 40,764
@Smagboy1 And the average payment is up 27%? With higher deductibles too? You can play with the numbers of "signed-up" VS "paid-for" VS lost their coverage until the cows come home.
It costs more, for less coverage, PERIOD!
And will get much worse when the Employer Mandate hits the fan!

@Squrlz4: Fake coverage? Not once have I come across that.
The company is named, it`s a local broadcast, those involved are identified. It would be nearly impossible to "fake" all that.
And why? For just a local story?

@Gerry1: THAT is part of the problem! Each state has vastly different rules & rates. Cross-State shopping is STILL forbidden by ObamaCare!
All the ACA really does is add more rules and another EXPENSIVE layer of bureaucracy to an already complex system.
0
Reply
Female 4,439
If its so Frakkin super and great and everyone loves it... why is it forced? why not make it voluntary? yeah... can`t make EVERYONE pay that way.
0
Reply
Male 3,908
Yeah, what SmagBoy1 & Squrlz said is right on the money. Fux News has aired many of these anecdotal "horror stories" which were immediately investigated and found to be Grade A Bullsh*t. The people were misled to believe they were getting f*cked and/or not telling the whole story in order to make it look like they were getting f*cked.


Nice try 5Cats, you remind me of this other Canadian guy I know...

0
Reply
Male 4,431
It`s amazing, Squrlz, how true that is. Yet, we continue, day after day, to have obstructionists offering up lies and misinformation instead of solutions. The examples Republicans trotted out at the SOTU address have already been debunked as complete and utter BS. This one anecdotal bit of BS will soon be, too. But don`t worry, 5Cats won`t be deterred. He`ll continue to try to stir the pot while enjoying his excellent universal healthcare coverage.
0
Reply
Male 2,309
900 dollar is a house payment? HAHAAHAHAHAHAAHAHAA
0
Reply
Male 6,227


I smell a rat.

Virtually every one of these stories I`ve seen, upon impartial investigation, is revealed to be a web of misrepresentations.

One typical technique: A person previously had crappy insurance for $50/month. It covered nothing except catastrophic injury--with a $10,000 deductible. Worse yet, the insurer`s record of actually paying out claims was spotty. Under ACA, this same person gets real insurance that pays for doctor visits, preventive healthcare, provides prescription medicine discounts, and has a low deductible--and now pays $150/month. And the conservative blogosphere is OUTRAGED, OUTRAGED I TELL YOU, that his premiums went up 200%.

The usual conservative websites--Breitbart, The Blaze, et al.--are going berserk over this story 5Cats has linked to. I`ll be interested to see what happens when an impartial investigator follows up on it.
0
Reply
Male 39,948

Not every company increased that much. My hubby`s company provided insurance went up 8%. Shouldn`t all the insurance providers have the same impact from ObombaCare?

How much of that is actually due to ObombaCare and how much is just greedy companies using the excuse to grab more money?
0
Reply
Male 550
LOL.
Haters are gona hate.
I don`t even dare to tell you how much i have to pay for health care here in Luxemburg.

Well, just for fun: health care and "dependance insurance":4.1%
pension plan 8% of my monthly pay (and it`s a good pay).

But you wouldn`t want that, our health care system is fully govermental, similar to the one our canadian friend 5CATS benefits from.


0
Reply
Male 10,338
Those who benefit could give two poos.

Give `em their phone, and their healthcare. What are they gonna get next, cars?

Oh God. No.
0
Reply
Male 4,431
How about try to educate yourselves instead of falling for the constant stream of lies and manipulations that are being put out by a party that has opposed this, unanimously, from the start.

Notice those numbers, 5Cats? Notice how many are actually signing up and getting insurance? And instead of equating even the slightest "change in benefits" with "loss of benefits", spreading lies and misconception, while you`re simultaneously enjoying a GREAT universal healthcare system, why don`t you give a drat about your fellow man and try to encourage a fix?
0
Reply
Male 4,431
beerock, don`t fall for the bullpoo. It`s easy to find anecdotal evidence of some asshat here or there who claims some bullpoo loss of benefits. Those are ALL inevitably in some bullpoo Republican state that has, a) refused to increase Medicaid, b) refused to set up an exchange, and, c) is falling for all of the bullpoo that bullpoo Republicans are spewing while NOT OFFERING poo to address the HUGE healthcare problems we have in this country. Either offer a fix or shut the drat up.
0
Reply
Male 4,431
Bullpoo, bullpoo and bullpoo. And, oh, yeah, bullpoo.
0
Reply
Male 19
:\ I ponder if those who benefit from the ACA will realize how many people will suffer. Utilitarianism failed the day that the ACA passed.
0
Reply
Male 2,578
Instead of the inevitable fight this will develop into today, let`s all just have a big hug-a-thon.
0
Reply
Male 40,764
Link: Workers Find Out What ObamaCare Means For Them [Rate Link] - Higher rates, higher deductables, higher co-pay. Just ordinary Americans trying to get by.
0
Reply