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Category: Misc
Date: 03/01/13 05:37 PM

38 Responses to Thank Goodness For Insurance! [Pic]

  1. Profile photo of kitteh9lives
    kitteh9lives Female 70 & Over
    8044 posts
    March 1, 2013 at 5:36 pm
    Link: Thank Goodness For Insurance! - Where would we be without you? And a very special thank you to Humana, for nothing.
  2. Profile photo of -NOMAD-
    -NOMAD- Male 18-29
    23 posts
    March 1, 2013 at 5:47 pm
    I`m going for doctored/extreme coincidence. That seems too farfetched to be real or in any way typical. 23 dollars off in a 16 thousand dollar bill? That just cannot be right.
  3. Profile photo of markust123
    markust123 Male 40-49
    3925 posts
    March 1, 2013 at 5:48 pm
    This really could be anything. It could be for plastic surgery. I pay $250 a month for insurance. The most I can be charge a year is $7,000 no matter how much I rack up in bills. I`ve said it before and I`ll say it again, it is completely irresponsible not to have insurance. This is not a partisan issue.
  4. Profile photo of SarahofBorg
    SarahofBorg Female 18-29
    3564 posts
    March 1, 2013 at 6:17 pm
    I`m pretty sure his premium alone would be more than what they covered.
  5. Profile photo of 5Cats
    5Cats Male 50-59
    33117 posts
    March 1, 2013 at 6:25 pm
    @markust: Enjoy your rates going up...Up... UP!
    Under "ObamaCare"!

    It`s a fact. Even the CBO and the Dems no longer deny it. Insurance rates have already climbed, and will SKYROCKET under ObamaCare.

    Only the "lapdog media" prevents this from being a scandel.

    Also: LESS people are covered now than before ObamaCare was started. Yay Obama!
  6. Profile photo of CreamK
    CreamK Male 40-49
    1423 posts
    March 1, 2013 at 7:22 pm
    Yay your insurance covered health care. shameful really. Universal health care FTW, you can`t deny it.
  7. Profile photo of FAKEBACON
    FAKEBACON Male 18-29
    586 posts
    March 1, 2013 at 8:05 pm
    Awesome how it shows no information at all, except the price...
  8. Profile photo of FAKEBACON
    FAKEBACON Male 18-29
    586 posts
    March 1, 2013 at 8:07 pm
    @5cats What do you care?? You`re Canadian. Quit riling up the americans.
  9. Profile photo of darkmagic14n
    darkmagic14n Male 18-29
    1625 posts
    March 1, 2013 at 8:13 pm
    meanwhile, when you have good insurance, you can pay $250 to have a babby (like I did).

    pay in about $500/month ($6000/year), which includes vision ($200 glasses or 1 year of contacts) and dental (no co-pay, 3 cleanings/year).
  10. Profile photo of darkmagic14n
    darkmagic14n Male 18-29
    1625 posts
    March 1, 2013 at 8:15 pm
    Universal health care FTW, you can`t deny it.

    except when you have to sit around for 6 hours for a broken arm on a screaming child.
  11. Profile photo of bophus
    bophus Male 30-39
    474 posts
    March 1, 2013 at 8:18 pm
    @darkmagic....that doesnt really happen. My Canadian friends actually laughed at this rumor.
  12. Profile photo of bophus
    bophus Male 30-39
    474 posts
    March 1, 2013 at 8:20 pm
    @5cats....my insurance has gone down, twice, and they sent me a refund check for over payments of some sort.
  13. Profile photo of Ston
    Ston Male 30-39
    198 posts
    March 1, 2013 at 8:29 pm
    It`s also possible that the person with this summary already hit their limit on the amount that Humana will cover. Or, as was also mentioned, it`s for an elective procedure of some sort.
  14. Profile photo of Grendel
    Grendel Male 40-49
    6260 posts
    March 1, 2013 at 8:37 pm
    Without seeing the rest and knowing the background it means nothing.

    Very simply could be how it fell on the billing cycle. Many times I`ll get a bill like this, where the charges have been submited but the insurance company hasn`t paid yet. By the next billing cycle, they had.

    Just went through a fairly serious illness that involved multiple doctor`s visits (which I didn`t wait for), multiple tests, including CT (which I waited a whopping 15 minutes for) and prescriptions.

    I`m out of pocket $362.62.
  15. Profile photo of whodat6484
    whodat6484 Male 30-39
    3909 posts
    March 1, 2013 at 8:37 pm
    I don`t pay sh*t for health insurance thanks to the VA.
  16. Profile photo of Grendel
    Grendel Male 40-49
    6260 posts
    March 1, 2013 at 8:47 pm
    bophus-"that doesnt really happen"

    Of course it never happens. Why there`s been hundreds of studies about wait time problems and thousands of articles...all because it doesn`t happen.

    Healthcare Canada set benchmarks in hopes that the majority wont wait `too` long because it doesn`t happen.

    An international comparison of 11 countries found that Canada had the highest percentage waiting for four hours or more before receiveing emergecny treatment(31%, 19 percentage points higher than the average), because it doesn`t happen at all. (from Health Care in Canada, 2012: A Focus on Wait Times by the Canadian Institute for Health Information)

    But don`t let facts get in your way.
  17. Profile photo of MrPeabody
    MrPeabody Male 30-39
    1920 posts
    March 1, 2013 at 10:11 pm
    The 800 pound gorilla in the corner that no one ever seems to talk about is the fact that whatever service this was, whether it be a life saving procedure, or an elective cosmetic surgery, the service was provided to the individual in a (presumably) timely manner.

    Bills and payments can always be be worked out after the fact. As long as you are paying some small amount on a medical bill (I`ve heard as low as $5 a month, but really I`m not sure about this amount) there is not much a hospital can do.

    I would rather deal with a billing department than wait up to 18 weeks for a necessary procedure (NHS guide to waiting times), and possibly be told I`m not eligible by a panel because I`m not worth the cost.
  18. Profile photo of tommy2X4
    tommy2X4 Male 50-59
    3447 posts
    March 2, 2013 at 2:07 am
    Da bitches.
  19. Profile photo of CrakrJak
    CrakrJak Male 40-49
    17514 posts
    March 2, 2013 at 2:32 am
    Just wondering if this bill was for `cosmetic surgery`, like a nose job, boob implants, liposuction or something like that.
  20. Profile photo of bataleon27
    bataleon27 Male 18-29
    1178 posts
    March 2, 2013 at 3:00 am
    So glad I live in the UK...
  21. Profile photo of bataleon27
    bataleon27 Male 18-29
    1178 posts
    March 2, 2013 at 3:03 am
    MrPeabody - that`s 18 WEEKS, not months. The reality of it is that the waiting really isn`t that bad.

    If you don`t want to wait for treatment, then you can always get health insurance and go private like you do in the US. But at least we have the choice and the right to free health care.
  22. Profile photo of randomxnp
    randomxnp Male 30-39
    1293 posts
    March 2, 2013 at 4:28 am
    MrPeabody

    You, sir, get it. Given the choice I would vote every time for US healthcare over the NHS which I have paid for but rarely been able to use due to its ineffective management.
  23. Profile photo of JacobTrue13
    JacobTrue13 Male 18-29
    260 posts
    March 2, 2013 at 4:31 am
    "I would rather deal with a billing department than wait up to 18 weeks for a necessary procedure (NHS guide to waiting times), and possibly be told I`m not eligible by a panel because I`m not worth the cost."

    Yeah. `Cos that`s my experience of the NHS. 18 week wait times and death panels. Silly Americanskis.
  24. Profile photo of randomxnp
    randomxnp Male 30-39
    1293 posts
    March 2, 2013 at 4:34 am
    bophus

    It does happen here. I had a bad back preventing me working. I was working on a basis that I was paid when I worked, with no sick pay available. The NHS wait for consultant 6 weeks; after that, a physio after 3 weeks (you see what a good authority it was too: 3 weeks for physio is short).

    So to avoid 2 months off work I paid a private consultant (next day) and physio (two days after that).

    So I was on less than average pay, paying tax for the NHS yet I still had to pay for private care.

    At the same time I could not get NHS dental care, nor afford private (having paid tax for the NHS). So now I have lost a tooth and will have two more extracted and two fillings, due to the delay in care.
  25. Profile photo of randomxnp
    randomxnp Male 30-39
    1293 posts
    March 2, 2013 at 4:38 am
    Jacob True

    Wow. The selfishness of the left. What you said is disgusting - that you have not experienced these things so they don`t matter. "I`m alright Jack; you can pay"

    There are 18 week waits and longer. There are death panels. There is the Liverpool "care" pathway. It is given to children, without parental knowledge let alone consent. It is a path to managed death. There is Staffordshire, with thousands killed by poor care, thousands more in agony of thirst, sitting in their own filth

    But you are not affected, so it doesn`t matter.
  26. Profile photo of randomxnp
    randomxnp Male 30-39
    1293 posts
    March 2, 2013 at 4:40 am
    "If you don`t want to wait for treatment, then you can always get health insurance and go private like you do in the US. But at least we have the choice and the right to free health care."

    For f`s sake - it is not free! We pay for it! It is inefficiently paid in your taxes, you idiot!

    Yes, if we don`t want to wait we can go private. We can pay twice. Why should we? Why should I? I am not wealthy.
  27. Profile photo of SmagBoy1
    SmagBoy1 Male 40-49
    4432 posts
    March 2, 2013 at 4:50 am
    I agree with markust and CrakrJak (wow, isn`t that weird?!) that this was likely for cosmetic or some other elective surgery or treatment. Doesn`t make sense otherwise, and I say that even as a universal healthcare advocate.
  28. Profile photo of Kegomatix
    Kegomatix Male 18-29
    1341 posts
    March 2, 2013 at 7:11 am
    Meh.. My son racked up $1,000,000 in medical bills , at no cost to us. With my hip surgeries I owed well over 100k, but didn`t pay a dime. I love Tricare.
  29. Profile photo of sweetrebelnc
    sweetrebelnc Female 18-29
    847 posts
    March 2, 2013 at 8:15 am
    Yea!!! Tricare is awesome!!!
  30. Profile photo of patchouly
    patchouly Male 40-49
    4746 posts
    March 2, 2013 at 9:23 am
    I`m so happy that I live in Canada.
  31. Profile photo of MrPeabody
    MrPeabody Male 30-39
    1920 posts
    March 2, 2013 at 11:15 am
    I`m so happy that I live in Canada.

    Finally something we can agree on! (jk)
  32. Profile photo of EgalM
    EgalM Male 30-39
    1707 posts
    March 2, 2013 at 11:56 am
    I`m just confused on how the discount adds to the cost.
  33. Profile photo of ferdyfred
    ferdyfred Male 40-49
    13631 posts
    March 2, 2013 at 1:17 pm
    Just keep taking it out my NI UK
    Ive well and over had my money back from the NHS
    over the years,
  34. Profile photo of bataleon27
    bataleon27 Male 18-29
    1178 posts
    March 2, 2013 at 2:58 pm
    randomxnp - and do you think that if the NHS were not around that we would be charged less tax?
  35. Profile photo of lukeforv123
    lukeforv123 Male 18-29
    1058 posts
    March 2, 2013 at 9:12 pm
    You better get free health care to live in a country as boring and dull as Canada.
  36. Profile photo of notorious98
    notorious98 Male 30-39
    151 posts
    March 2, 2013 at 10:46 pm
    @EgalM

    It didn`t. The total at the bottom is, in reality, the starting point. That`s the total that was due. Humana gave a discount of 228.76 and the plan paid 23.05. That just leaves the amount that "you" paid.
  37. Profile photo of HolyGod
    HolyGod Male 30-39
    6905 posts
    March 2, 2013 at 10:49 pm
    EgalM

    "I`m just confused on how the discount adds to the cost."

    Huh?

    Total billed charges: $16,274
    Humana Discounts: - $228
    Plan Paid: - $23
    What you paid: = $16,022
  38. Profile photo of pompousass7
    pompousass7 Male 40-49
    259 posts
    March 4, 2013 at 10:08 am
    EVER BEEN HERE NOTORIOUS? BORING CUZ WE DONT SHOOT EACH OTHER EVRY DAY?

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