Thank Goodness For Insurance! [Pic]

Submitted by: kitteh9lives 4 years ago in Misc

Where would we be without you? And a very special thank you to Humana, for nothing.
There are 38 comments:
Male 259
EVER BEEN HERE NOTORIOUS? BORING CUZ WE DONT SHOOT EACH OTHER EVRY DAY?
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Male 8,124
EgalM

"I`m just confused on how the discount adds to the cost."

Huh?

Total billed charges: $16,274
Humana Discounts: - $228
Plan Paid: - $23
What you paid: = $16,022
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Male 151
@EgalM

It didn`t. The total at the bottom is, in reality, the starting point. That`s the total that was due. Humana gave a discount of 228.76 and the plan paid 23.05. That just leaves the amount that "you" paid.
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Male 1,068
You better get free health care to live in a country as boring and dull as Canada.
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Male 1,178
randomxnp - and do you think that if the NHS were not around that we would be charged less tax?
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Male 13,624
Just keep taking it out my NI UK
Ive well and over had my money back from the NHS
over the years,
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Male 1,737
I`m just confused on how the discount adds to the cost.
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Male 1,920
[quote]I`m so happy that I live in Canada.[/quote]

Finally something we can agree on! (jk)
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Male 4,746
I`m so happy that I live in Canada.
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Female 846
Yea!!! Tricare is awesome!!!
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Male 1,341
Meh.. My son racked up $1,000,000 in medical bills , at no cost to us. With my hip surgeries I owed well over 100k, but didn`t pay a dime. I love Tricare.
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Male 4,431
I agree with markust and CrakrJak (wow, isn`t that weird?!) that this was likely for cosmetic or some other elective surgery or treatment. Doesn`t make sense otherwise, and I say that even as a universal healthcare advocate.
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Male 1,293
"If you don`t want to wait for treatment, then you can always get health insurance and go private like you do in the US. But at least we have the choice and the right to free health care."

For f`s sake - it is not free! We pay for it! It is inefficiently paid in your taxes, you idiot!

Yes, if we don`t want to wait we can go private. We can pay twice. Why should we? Why should I? I am not wealthy.
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Male 1,293
Jacob True

Wow. The selfishness of the left. What you said is disgusting - that you have not experienced these things so they don`t matter. "I`m alright Jack; you can pay"

There are 18 week waits and longer. There are death panels. There is the Liverpool "care" pathway. It is given to children, without parental knowledge let alone consent. It is a path to managed death. There is Staffordshire, with thousands killed by poor care, thousands more in agony of thirst, sitting in their own filth

But you are not affected, so it doesn`t matter.
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Male 1,293
bophus

It does happen here. I had a bad back preventing me working. I was working on a basis that I was paid when I worked, with no sick pay available. The NHS wait for consultant 6 weeks; after that, a physio after 3 weeks (you see what a good authority it was too: 3 weeks for physio is short).

So to avoid 2 months off work I paid a private consultant (next day) and physio (two days after that).

So I was on less than average pay, paying tax for the NHS yet I still had to pay for private care.

At the same time I could not get NHS dental care, nor afford private (having paid tax for the NHS). So now I have lost a tooth and will have two more extracted and two fillings, due to the delay in care.
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Male 260
"I would rather deal with a billing department than wait up to 18 weeks for a necessary procedure (NHS guide to waiting times), and possibly be told I`m not eligible by a panel because I`m not worth the cost."

Yeah. `Cos that`s my experience of the NHS. 18 week wait times and death panels. Silly Americanskis.
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Male 1,293
MrPeabody

You, sir, get it. Given the choice I would vote every time for US healthcare over the NHS which I have paid for but rarely been able to use due to its ineffective management.
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Male 1,178
MrPeabody - that`s 18 WEEKS, not months. The reality of it is that the waiting really isn`t that bad.

If you don`t want to wait for treatment, then you can always get health insurance and go private like you do in the US. But at least we have the choice and the right to free health care.
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Male 1,178
So glad I live in the UK...
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Male 17,512
Just wondering if this bill was for `cosmetic surgery`, like a nose job, boob implants, liposuction or something like that.
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Male 3,475
Da bitches.
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Male 1,920
The 800 pound gorilla in the corner that no one ever seems to talk about is the fact that whatever service this was, whether it be a life saving procedure, or an elective cosmetic surgery, the service was provided to the individual in a (presumably) timely manner.

Bills and payments can always be be worked out after the fact. As long as you are paying some small amount on a medical bill (I`ve heard as low as $5 a month, but really I`m not sure about this amount) there is not much a hospital can do.

I would rather deal with a billing department than wait up to 18 weeks for a necessary procedure (NHS guide to waiting times), and possibly be told I`m not eligible by a panel because I`m not worth the cost.
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Male 7,740
bophus-"that doesnt really happen"

Of course it never happens. Why there`s been hundreds of studies about wait time problems and thousands of articles...all because it doesn`t happen.

Healthcare Canada set benchmarks in hopes that the majority wont wait `too` long because it doesn`t happen.

An international comparison of 11 countries found that Canada had the highest percentage waiting for four hours or more before receiveing emergecny treatment(31%, 19 percentage points higher than the average), because it doesn`t happen at all. (from Health Care in Canada, 2012: A Focus on Wait Times by the Canadian Institute for Health Information)

But don`t let facts get in your way.
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Male 3,909
I don`t pay sh*t for health insurance thanks to the VA.
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Male 7,740
Without seeing the rest and knowing the background it means nothing.

Very simply could be how it fell on the billing cycle. Many times I`ll get a bill like this, where the charges have been submited but the insurance company hasn`t paid yet. By the next billing cycle, they had.

Just went through a fairly serious illness that involved multiple doctor`s visits (which I didn`t wait for), multiple tests, including CT (which I waited a whopping 15 minutes for) and prescriptions.

I`m out of pocket $362.62.
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Male 198
It`s also possible that the person with this summary already hit their limit on the amount that Humana will cover. Or, as was also mentioned, it`s for an elective procedure of some sort.
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Male 490
@5cats....my insurance has gone down, twice, and they sent me a refund check for over payments of some sort.
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Male 490
@darkmagic....that doesnt really happen. My Canadian friends actually laughed at this rumor.
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Male 1,625
[quote]Universal health care FTW, you can`t deny it.[/quote]

except when you have to sit around for 6 hours for a broken arm on a screaming child.
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Male 1,625
meanwhile, when you have good insurance, you can pay $250 to have a babby (like I did).

pay in about $500/month ($6000/year), which includes vision ($200 glasses or 1 year of contacts) and dental (no co-pay, 3 cleanings/year).
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Male 586
@5cats What do you care?? You`re Canadian. Quit riling up the americans.
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Male 586
Awesome how it shows no information at all, except the price...
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Male 1,421
Yay your insurance covered health care. shameful really. Universal health care FTW, you can`t deny it.
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Male 37,697
@markust: Enjoy your rates going up...Up... UP!
Under "ObamaCare"!

It`s a fact. Even the CBO and the Dems no longer deny it. Insurance rates have already climbed, and will SKYROCKET under ObamaCare.

Only the "lapdog media" prevents this from being a scandel.

Also: LESS people are covered now than before ObamaCare was started. Yay Obama!
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Female 3,562
I`m pretty sure his premium alone would be more than what they covered.
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Male 4,394
This really could be anything. It could be for plastic surgery. I pay $250 a month for insurance. The most I can be charge a year is $7,000 no matter how much I rack up in bills. I`ve said it before and I`ll say it again, it is completely irresponsible not to have insurance. This is not a partisan issue.
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Male 23
I`m going for doctored/extreme coincidence. That seems too farfetched to be real or in any way typical. 23 dollars off in a 16 thousand dollar bill? That just cannot be right.
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Female 8,044
Link: Thank Goodness For Insurance! [Pic] [Rate Link] - Where would we be without you? And a very special thank you to Humana, for nothing.
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