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Date: 10/18/11 08:14 AM

32 Responses to Bank Of America Walkout: He Calls It 2 Years Ago

  1. Profile photo of Student_Law
    Student_Law Male 30-39
    1010 posts
    October 17, 2011 at 4:40 pm
    Link: Bank Of America Walkout: He Calls It 2 Years Ago - Never mess with marketing people. They don`t just call and yell at customer service.
  2. Profile photo of HalfPintRoo
    HalfPintRoo Female 18-29
    2764 posts
    October 18, 2011 at 8:44 am
    My 80 year old grandmother had that happen to her a few years ago. Bank of America sent her a letter saying her Credit Card rate was just about tripling in cost. She was never late, never over, hardly used the card to begin with and has been a costumer with them for MANY years with excellent credit ratings. I had her move the debt to another card at another bank and her payments ended up being lower then the first bank. I believe it will be paid off next month.
  3. Profile photo of Gerry1of1
    Gerry1of1 Male 50-59
    36201 posts
    October 18, 2011 at 8:55 am

  4. Profile photo of BoredFrank
    BoredFrank Male 40-49
    2209 posts
    October 18, 2011 at 8:57 am
    BOA isn`t evil, people.

    They just want to eff you up the @ss until you bleed money. What`s wrong with that? You don`t enjoy that? Well then you must hate America. Why do you hate America? And puppies? And God? Stop hating and bend over.
  5. Profile photo of jendrian
    jendrian Male 18-29
    2516 posts
    October 18, 2011 at 9:41 am
    ha!, Gerry wins the internets
  6. Profile photo of LillianDulci
    LillianDulci Female 18-29
    2674 posts
    October 18, 2011 at 9:56 am
    "BOA isn`t evil, people. "
    Great, now I`ll associate the singer BoA with Bank of America x_x

    @Gerry: Win!
  7. Profile photo of danagamer
    danagamer Male 30-39
    701 posts
    October 18, 2011 at 10:12 am
    I don`t think the big banks make all their money from credit cards and checking accounts. Corporate loans, mortgages and investment portfolios are what matters to them
  8. Profile photo of Amurika
    Amurika Male 30-39
    282 posts
    October 18, 2011 at 10:32 am
    Bank of America is a JP Morgan bank. They are part of the elite family of corporate bankers who really runs the show. Closing an account at Shank of America will not hurt them one bit. They will just open another bank with a different name just like they did with Wells Fargo, Citi, Chase, etc. They have these "ghost banks" everywhere. It is great however, to see people finally waking up to these ponzi schemes.
  9. Profile photo of Klamz
    Klamz Male 18-29
    689 posts
    October 18, 2011 at 11:32 am
    Maybe you shouldn`t be using your credit card so much buddy.
  10. Profile photo of Klamz
    Klamz Male 18-29
    689 posts
    October 18, 2011 at 11:46 am
    "Bank of America is a JP Morgan bank. They are part of the elite family of corporate bankers who really runs the show. Closing an account at Shank of America will not hurt them one bit. They will just open another bank with a different name just like they did with Wells Fargo, Citi, Chase, etc. They have these "ghost banks" everywhere. It is great however, to see people finally waking up to these ponzi schemes."

    Well then it appears they control all the money everywhere and there is nothing we can do, the end.
  11. Profile photo of wowcow
    wowcow Male 30-39
    83 posts
    October 18, 2011 at 12:07 pm
    Isn`t BoA one of the banks that DIDN`T need to get bailed out when the poo hit the fan? I was thinking they didn`t really need to money and was one of the first banks to pay the bailout money back.
  12. Profile photo of Fatninja01
    Fatninja01 Male 30-39
    25408 posts
    October 18, 2011 at 12:34 pm
    Maybe you shouldnt borrow money -
  13. Profile photo of Oystah
    Oystah Female 40-49
    4033 posts
    October 18, 2011 at 1:10 pm
    A lot of banks do this now when you don`t carry a balance and you always pay on time, or you don`t use the card much - since they`re not making any money off you, they jack up your interest rate and late fee and figure sooner or later, maybe you`ll buy something and not pay off the balance that month or maybe you`ll eventually be late on a payment.
  14. Profile photo of Oystah
    Oystah Female 40-49
    4033 posts
    October 18, 2011 at 1:13 pm
    Also, they don`t care if you close your account becuase they aren`t making any money off you and would prefer that you just go away.
  15. Profile photo of ChrisP12
    ChrisP12 Male 40-49
    186 posts
    October 18, 2011 at 1:40 pm
    I don`t understand why people whine so much about the voluntary relationships they have with corporate America. The guy`s right, but why complain about it, just close your account and move on. The poor guy almost seemed like he was about to cry.
  16. Profile photo of Burgh
    Burgh Male 40-49
    300 posts
    October 18, 2011 at 2:10 pm
    "You knew the credit card was dangerous when you took it Fred"

    Words of wisdom from Super chicken.
  17. Profile photo of grindinblade
    grindinblade Male 18-29
    234 posts
    October 18, 2011 at 2:53 pm
    Oystah, they do actually care if people close accounts because it is less capital they have to lend which is where the make money. If you take all the bullpoo that banks did with foreclosures without reviewing mortgages because they were cut up and sold, hiking rates while firing workers and boosting CEO pay, then yea it is worth standing up for. Corporation bullpoo has pushed out the small american business due to their size, then screw over the economy when they horde cash in offshore accounts and overpay ceos. It is something worth standing up for I think, but if you believe your better being a mindless drone, only agreeing with whatever antidemocratic `their all socialist` bullpoo that fox news spews every day then by all means.
  18. Profile photo of QualityJay
    QualityJay Male 18-29
    303 posts
    October 18, 2011 at 2:57 pm
    Bank of America provides a service. They could charge $100 for an ATM withdrawl if they want. Just close it and go to a new bank. Or keep your cash at your house.
  19. Profile photo of poonoodle
    poonoodle Male 30-39
    40 posts
    October 18, 2011 at 5:57 pm
    Err...Credit Union? It still amazes me when people don`t use them instead. Someone please explain it to me.
  20. Profile photo of OldOllie
    OldOllie Male 60-69
    15844 posts
    October 18, 2011 at 10:37 pm


    BoA bought my credit card company. I had that card for 29 years and never was late with a payment. Every time I made a payment, they lowered my credit limit to the remaining balance, so I closed the account.

    BoA gives lots of money to left-wing causes like ACORN and Jesse Jackson`s Monochrome Coalition. Just look at all the goodwill they got for it. Ha ha ha ha ha...stupid wankers. The lefties hate them more that anyone!

    I hope they go bankrupt and every fapping bastard who works for them and makes over $60K ends up unemployed.
  21. Profile photo of Draculya
    Draculya Male 40-49
    14544 posts
    October 19, 2011 at 12:02 am
    He wants 5mm people to close their accounts because he`s tired of citizens supporting Bend Over America through taxes? If 5mm people closed their accounts for cash, that could cause a run on the bank and a federal bailout, and that would be paid for by the federal government and then by citizens through taxes. So I don`t think he will achieve his goal this way.

    It`s a good thing he is a brand image draftsman and not a senior bank executive, or we`d be paying even more for fat cat incompetence.
  22. Profile photo of VictoryRider
    VictoryRider Male 40-49
    1461 posts
    October 19, 2011 at 1:10 am
    More on BOA
  23. Profile photo of xCYBERDYNEx
    xCYBERDYNEx Male 18-29
    4903 posts
    October 19, 2011 at 2:12 am
    I wanna punch this guy in the face, stupid v-neck sweater, I hate you.
  24. Profile photo of andybme
    andybme Male 50-59
    296 posts
    October 19, 2011 at 5:27 am
    I`m glad people are finally starting to see this. I dumped BofA years ago because of their BS.
  25. Profile photo of Oystah
    Oystah Female 40-49
    4033 posts
    October 19, 2011 at 6:18 am
    @grininblade - I`m not sure what your point is. Mine was about how credit cards work.
  26. Profile photo of Gerry1of1
    Gerry1of1 Male 50-59
    36201 posts
    October 19, 2011 at 7:47 am

    LOL @ Burgh

    A toast to Burgh = Brilliant!

  27. Profile photo of Gerry1of1
    Gerry1of1 Male 50-59
    36201 posts
    October 19, 2011 at 7:50 am

    Dumbest fee ever... Wells Fargo came up with the "Excessive Deposit Fee". If you made more than 4 deposits per month you got a $12 charge.

    Whoever thougth of that should have been laughed out of the meeting room!
  28. Profile photo of GParadox
    GParadox Female 18-29
    737 posts
    October 19, 2011 at 1:45 pm
    Won`t do this for two reasons, first I already closed my BoA account two days ago. Seconded, gathering a bunch of people to do it all at the same time is asking for trouble. You`re going to get arrested if you make a scene. What should be done is the same thing I did- do it soon, do it on your own.
  29. Profile photo of OutWest
    OutWest Male 50-59
    546 posts
    October 19, 2011 at 3:42 pm
    Thank you to our Congress for this stuff.

    Maybe the Lawmakers in Washington should pass another law or regulation saying that all services from the bank are free. We shouldn`t have to pay for electricity, or gasoline either. We need the government to make these business do the right thing.
  30. Profile photo of Student_Law
    Student_Law Male 30-39
    1010 posts
    October 20, 2011 at 3:47 am
    Problem is, that banks no longer take responsibility while lending out money. Remember when you had to go "hat in hand" and ask for a loan? There was a reason for that. People say "you know credit cards and loans costs, if you couldn`t afford it, you shouldn`t have gotten one. Don`t blame the bank!"

    In a way, this is true. The problem is that many people will loan more than they can afford anyway. Especially young people, who don`t know much about interest rates etc., an they want to emulate the elder generation and be successful and cant wait for it.

    So what happens is that banks lend out too much, and who`s money are they lending out? Our money! What we earn from our jobs. And who is going to pay for it, when the others can`t pay it back? Not them, obviously. Not the banks, they`re too big to fall. So... there`s one one guy left. Yep, you guessed it. Us. Workers. Taxpayers. And thats how banks wrecked the economy. And they`ll do it again, withou
  31. Profile photo of Student_Law
    Student_Law Male 30-39
    1010 posts
    October 20, 2011 at 3:49 am
    ..without regulation.
  32. Profile photo of QualityJay
    QualityJay Male 18-29
    303 posts
    October 21, 2011 at 11:34 am
    @Student_Law
    They also wouldn`t do it again if the government didn`t bail them out. No need for regulation. The market will punish them if the gov just stays out of the way. No bank is going to give out loans they know cannot be paid back unless:
    1. They are forced to (they were)
    2. They know the government will bail them out (they did)

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